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	Money Saving Tip
	Ask for a bank account's annual percentage yield when searching for an account. Banks often quote different interest-bearing figures which they calculate in different ways. Annual percentage yield is the standard interest yield calculated the same for all banking accounts everywhere.
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	Money Fun Fact
	During the Civil War period, people hoarded coins because of their intrinsic value. This created a drastic shortage of coins for circulation so "fractional currency" was produced in 1862. The lowest denomination in this series was three cents. Fractional notes were discontinued in 1876 millbill.com
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