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Credit Cards

Learn about the many advantages of using credit cards.

Spending Habits / Intended Use

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mPower™ Visa® Prepaid Card

  • Fast, easy application - No Credit Checks
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • No Minimum Balance


Credit Needed: No Credit Check      Annual Fee: $0.00      APR for Purchases: N/A

PEX Visa® Prepaid Card For Business

  • Instantly fund employee purchases.
  • Gain 24/7 control over where and how much employees spend.
  • Save money - no surprise interest charges or overdraft fees.
  • Free Trial Period - No Monthly Fee for at least 2 months after you enroll
  • No transaction fees
  • No deposit fees
  • Cards are personalized with the cardholder's name
  • The funds on deposit are corporate funds - not employee-owned


Credit Needed: No Credit Check      Annual Fee: $0.00      APR for Purchases: N/A

Wired PlasticTM Visa® Prepaid Card

  • Get a pink ribbon Wired Plastic Card today, and it will automatically donate a percentage of your signature purchases to help the fight against breast cancer.
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • Free Direct Deposit - Eliminate check cashing fees


Credit Needed: Excellent Credit      Annual Fee: $0.00      APR for Purchases: N/A

Visa® Black Card

  • Limited membership
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Luxury gifts
  • Accepted globally; zero liability protection against unauthorized purchases
  • Made with carbon, not just another piece of plastic


Credit Needed: Fair Credit      Annual Fee: $495.00      APR for Purchases: 14.99% (Variable)

Chase Freedom® Visa

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 12.99-22.99% (Variable)

Chase Freedom® MasterCard

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 12.99-22.99% (Variable)

Chase SapphireSM Card

  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 15.24% (Variable)

Chase Sapphire PreferredSM Card

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $95.00      APR for Purchases: 15.24% (Variable)

Continental Airlines OnePass® Plus Card

  • Earn up to 40,000 bonus miles & first year free ($95 value)
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $95.00      APR for Purchases: 14.24% (Fixed)

Ink BoldSM with Ultimate Rewards

  • Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in 3 months
  • That's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • No foreign transaction fees
  • Free Employee Cards
  • No interest charges because it's a pay-in-full charge card
  • Transfer points you've earned to participating frequent travel programs at a 1:1 value
  • No Annual Fee in the first year - a $95 savings


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $95.00      APR for Purchases: N/A

Ink Cash(SM) Business Card

  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 10.24% (Variable)

InkSM Classic Business

  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 10.24% (Variable)

Marriott Rewards Premier Visa Signature Card

  • Earn 30,000 Bonus Points after your first purchase
  • Receive a free night stay upon account approval and each year upon account anniversary.
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other eligible purchases
  • Receive 15 nights credit toward Elite status
  • Redeem Marriott Rewards points at other Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites


Credit Needed:       Annual Fee: $65.00      APR for Purchases: 14.24%(Variable)

Marriott Rewards Visa Signature Card

  • 22,500 Bonus Points after your first purchase, redeemable for up to 3 free nights; plus receive a free night stay e-certificate upon account approval for a total of up to 4 free nights!
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other eligible purchases
  • Card members achieve silver elite status with exclusive benefits
  • Redeem Marriott Rewards points at other Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No Annual fee for you first year - that's a $30 value


Credit Needed:       Annual Fee: $0 for the first year, then $30.00      APR for Purchases: 14.24%(Variable)

Slate® from Chase

  • 0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 11.99-21.99% (Fixed)

Slate® from Chase

  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 11.99-21.99% (Variable)

Southwest Airlines Rapid Rewards® Plus Credit Card from Chase

  • Now! Earn a Free Flight after your first purchase.
  • Get 3,000 Points every year on your Card member Anniversary - that's equal to $50 toward a Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited Free Flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on Everything else
  • Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee.
  • September 11th Security Fee Applies


Credit Needed:       Annual Fee: $69.00      APR for Purchases: 14.24%(Variable)

United MileagePlus® Explorer Card

  • Earn up to 40,000 bonus miles & first year free, a $95 value
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $95.00      APR for Purchases: 15.24% (Variable)

Discover® Mix Tape Student Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Chase Freedom® Visa - $50 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $50 Bonus Cash Back after your first purchase.
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases - a variable APR as low as 9.99% -22.99% after your 0% ends
  • 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 - 12/31/11
  • You'll enjoy new 5% categories every 3 months like supermarkets, gas, drugstores and even home improvement stores. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Credit Needed:       Annual Fee: $0      APR for Purchases: 9.99%-22.99% (Variable)

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 10.99-20.99% (Variable)

Discover® More® Card

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply
  • Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 10.99-20.99% (Variable)

Discover® Motiva Card

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 10.99-20.99% (Variable)

Discover® Open Road Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%
  • 2% automatically at gas stations and restaurants all year long
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 10.99-19.99% (Variable)

Discover® Open RoadSM Card for Students

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • Double Cashback Bonus® at gas stations and restaurants
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Discover® Student Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Discover® Student Card

  • Experience Discover's great rewards program. Earn $20 Cashback Bonus® when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Discover® Student Card - Monogram Collection

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Discover® Student CardBuilder- Build Your Own Credit Card

  • You're the boss. Choose your intro APRs and duration for purchases.
  • Choose your card design.
  • Start building your card with our interactive tool today.
  • $0 Fraud Liability
  • No Annual Fee


Credit Needed:       Annual Fee: None      APR for Purchases: You Pick

Discover® Student Clear Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Discover® Student Tropical Beach Card

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 12.99-18.99% (Variable)

Escape by Discover® Card

  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $60.00      APR for Purchases: 10.99-16.99% (Variable)

Miles by Discover® Card

  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • Click apply to view rates, fees, rewards, limitations and other important information


Credit Needed: Bad Credit      Annual Fee: $0.00      APR for Purchases: 10.99-15.99% (Variable)

Green Dot® Gold PrePaid Visa®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required


Credit Needed: Average      Annual Fee: $0.00      APR for Purchases: N/A

Green Dot® PrePaid MasterCard®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required


Credit Needed: Average      Annual Fee: $0.00      APR for Purchases: N/A

Walmart MoneyCardSM MasterCard® Prepaid Card

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs


Credit Needed: Average      Annual Fee: $0.00      APR for Purchases: N/A

Walmart MoneyCardSM Visa® Prepaid Card

  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs


Credit Needed: Average      Annual Fee: $0.00      APR for Purchases: N/A

Horizon Gold Credit Card

  • Guaranteed Approval
  • Bad Credit Accepted
  • No Employment Check
  • Reports to a Major Bureau


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

MangoTM MasterCard® Prepaid Card

  • Free Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate
  • Instant Virtual Card - Shop Online Today
  • No fee Domestic Purchase/Signature Transactions
  • No Fee to Check Your Balance With a Text Message
  • Free Mango iPhone App (Download from iTunes Store)
  • Renters Insurance Available to Mango Cardholders
  • $5 Monthly Fee - Reimbursed when You Load at Least $500 Per Month


Credit Needed:       Annual Fee: up to $5.00 monthly      APR for Purchases: N/A

Household Bank Rewards MasterCards

  • Earn points redeembable for 2% Cash Back for every dollar spent with this card
  • 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
  • 24/7 Online Account access for easy and self-management of your account
  • The ability to set up email and text messages notifying you of your account status
  • Free online bill pay


Credit Needed:       Annual Fee: $0 or $39      APR for Purchases: 19.90%

Orchard Bank Visa Cards

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns


Credit Needed:       Annual Fee: $39.00 1st year, then $59.00      APR for Purchases: 14.99-24.99% (Variable)

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


Credit Needed:       Annual Fee: $39.00 1st year, then $59.00      APR for Purchases: 14.99-24.99% (Variable)

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


Credit Needed:       Annual Fee: $39.00 1st year, then $59.00      APR for Purchases: 14.99-24.99% (Variable)

Iberiabank Visa® Classic Card

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 7.25-13.25% (Variable)

Iberiabank Visa® Gold Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 9.25-15.25% (Variable)

Iberiabank Visa® Platinum Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 9.25-15.25% (Variable)

Iberiabank Visa® Select Card

  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00


Credit Needed:       Annual Fee: $35.00      APR for Purchases: 7.50-11.50% (Fixed)

Account Now Gold Visa® Prepaid Card

  • 100% Guaranteed Approval - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Shop online & Pay bills online
  • Up to $10,000 balance limit
  • Deposits are FDIC insured


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

AccountNow® Prepaid MasterCard®

  • 100% Guaranteed Approval - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Easy 24/7 Online Account Access
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Pay check & Benefit check direct deposit


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

AccountNow® Prepaid Visa® Card

  • $0 Monthly Fee
  • 100% Guaranteed Approval - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Occasional Usage


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

ACE EliteTM Visa® Prepaid Card

  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees
  • Free Anytime AlertsTM - Get your balance and transactions via text or email
  • Free Savings Account - Receive 5.00% APY
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

BuyRIGHT Prepaid MasterCard®

  • New - Choose your card design at no extra cost
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, No bounced check fees, No overdraft fees - Ever
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Exact Prepaid MasterCard®

  • 100% Approval - No credit check
  • No bank account required
  • No interest or late fees
  • Free direct deposit
  • Up to $5,000 balance limit
  • Mobile and email alerts
  • Online Account Management at myExactAccount.com


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

iBankUP Prepaid Account

  • The power of a bank account in a Visa prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • No credit check and no activation fee
  • Write personal checks online: easy to pay rent or other bills
  • $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
  • Get 5% off when you add minutes to a prepaid cell phone from your UPside account
  • Accepted anywhere Visa debit cards are accepted. Optional companion card


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Pink ACE Elite(TM) Visa® Prepaid Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - paychecks are available up to two days faster
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan
  • No credit check, No application fee, No obligation
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Upside Visa® Debt-free Prepaid Card

  • The power of a bank account in a Visa Prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking


Credit Needed:       Annual Fee: up to $2.99 monthly      APR for Purchases: N/A

UPside Visa® Prepaid Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

NetSpend® Prepaid MasterCard®

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

NetSpend® Visa® Prepaid Card

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Ally Bank Certificate of Deposit

  • Maximize your earnings. Period.
  • Get a certificate of deposit with our highest fixed CD rate for a fixed term.
  • Open with $0
  • No monthly fees
  • Daily compounded interest for maximum earnings
  • FDIC insured Maximize your coverage
  • Automatic renewal at maturity
  • Ability to withdraw and receive earned interest as income — just let us know before the CD maturity date or by ten days after


Credit Needed:       Annual Fee: $0      APR for Purchases: 0.00%

Ally Bank Online Savings

  • Earn a higher rate than traditional savings and get free online banking transactions.
  • Open with $0
  • No minimum balance
  • No monthly fees
  • Daily compounded interest for maximum earnings
  • FDIC insured Maximize your coverage
  • Your actual variable rate will go into effect when you make your opening deposit


Credit Needed:       Annual Fee: $0      APR for Purchases: 0.00%

Equifax Credit Watch Gold

  • Instant online access to your credit report
  • Record of companies that have reviewed your credit file
  • Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
  • Access to our friendly and knowledgeable Customer Care 7 days a week


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Equifax Credit Watch Gold with 3-in-1 Monitoring

  • Unlimited access to your Equifax Credit Report
  • Access to the Automatic Fraud Alerts feature, free of charge.
  • Alerts you within 24 hours of key changes to your 3 nationwide credit reports
  • Up to $1,000,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply)


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Equifax Credit Watch Silver

  • Instant online access to your credit report
  • Record of companies that have reviewed your credit file
  • Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
  • Access to our friendly and knowledgeable Customer Care 7 days a week


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Equifax ScoreWatch

  • Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate you are likely to receive
  • Detailed explanations for key score changes and specific tips for understanding your score
  • Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
  • Two Free Score Power® reports, plus discounts on additional Score Power® reports
  • Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
  • Access to friendly and knowledgeable Customer Care available 7 days a week


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

EverBank® Yield Pledge® Checking Account

  • Earn a yield within the top 5% of competitive accounts. Always.
  • Low $1,500 initial-deposit requirement
  • No-fee Online and Mobile Banking
  • FDIC insured


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

FreeCreditScore.com

  • Credit Score Alerts - Find out when your score changes. This could help you qualify for better interest rates and lower monthly payments on new loans.
  • Credit Score Center - Understand how your score works. Find out how it's calculated, which factors impact it, and the best time to apply for credit.
  • Credit Score Estimator - Plan ahead to see how big financial decisions, like applying for loans or maxing out credit cards, may impact your score.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

GoFreeCredit 3-n-1

  • Get Your Credit Reports & Scores from all 3 Credit Bureaus
  • Instantly View all 3 Credit Scores!
  • 7-Day Free Trial of Credit Monitoring
  • Extensive 3-Bureau Credit Monitoring for Fraudulent Activity


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

GoFreeCredit.com

  • Free Equifax Credit Score
  • Free 3-in-1 Credit Monitoring Trial with Equifax, Experian, and TransUnion
  • Daily credit monitoring of your Equifax, Experian and TransUnion credit files and alerts to key changes
  • Free 30-day Trial Membership
  • $16.95 / per month


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Identity Truth

  • Fraud alerts from the 3 major credit bureaus.
  • Access to remediation services in case you need help fixing a problem.
  • Identity breach alerts identifying data breaches that affect you from thousands of sources affecting millions of Americans.
  • Listing of credit applications made in your name.
  • A $25,000 insurance policy from IdentityTruth in the case your identity is compromised.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

myAutoloan.com

  • Three Easy Steps
  • Get started: Create your login and select loan type
  • Complete confidential application and submit
  • Review up to 4 offers, compare & select


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Pioneer Services Military Loans

  • Installment loans from $500 to $10,000
  • All ranks and branches eligible
  • Special low rates for good credit
  • Manageable payments for all credit types
  • Fixed rates and payments
  • No surprise fees and no collateral required
  • Money deposited quickly
  • Free online account access


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

ProtectMyID.com

  • Vigilant Monitoring
  • Credit & Debit Card Protection
  • Personal Fraud Resolution
  • Best Value
  • Free 7-Day Trial


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

ImportantScore.com

  • Free Equifax Credit Score
  • Free 3-in-1 Credit Monitoring Trial with Equifax, Experian, and TransUnion
  • Daily credit monitoring of your Equifax, Experian and TransUnion credit files and alerts to key changes
  • Free 30-day Trial Membership
  • $16.95 / per month


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

TrueCredit.com 3-Bureau Monitoring

  • 3-Bureau Credit Reports & Scores that can be updated every 30 days
  • Notification within 24 hours of critical changes to all 3 reports
  • Up to $25,000 ID theft insurance at no additional cost


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

VA Travel Card

  • Act now and get your 30-day FREE trial
  • Save thousands: Enjoy everyday savings nationwide
  • Special Insurance coverage: Up to $55,000 insurance coverage at no extra charge
  • Prescription Drug Discounts: up to 65% off medication at no extra charge
  • Free $25 Gift Card with your full membership
  • Personal Attention: Toll-free member support number plus online help


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Zecco Trading

  • Free stock trading IRA — including Traditional, Roth and Rollover IRAs
  • Superior trade execution with industry leading trading platform
  • Friendly customer service 5 days a week
  • Free membership to vibrant financial community of online investors at zecco.com


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

PenFed Premium Travel Rewards American Express® Card

  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 13.24% (Fixed)

PenFed Promise VISA Card

  • Absolutely No Fees
  • 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 9.99% (Fixed)

PenFed VISA Platinum Gas/Cash Rewards Card

  • 13.99% APR - Lower than most rewards cards
  • Earn 5.00% cash back from gas purchases paid at the pump
  • Earn 1.00% cash back from all purchases you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 13.99% (Fixed)

SilverCard Prepaid MasterCard®

  • Get your Government/Benefits check faster with Free Direct Deposit
  • Free activation fee with Rebate
  • Guaranteed Approval with No Credit Check
  • Free Unlimited Purchase Transactions
  • No Overdraft Fees or Minimum Balances, perfect bank alternative
  • Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
  • Stay connected, know your balance at all times with free email or cell phone alerts
  • The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.


Credit Needed:       Annual Fee: as low as $3.95 monthly      APR for Purchases: N/A

Vision Premier® Visa® Prepaid Card - Simple & Fair

  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Public Savings Open Sky Secured Visa® Credit Card

  • No Credit Check for Approval
  • No Checking account required
  • Reports to All 3 Major Credit Bureaus
  • Quick and easy online application
  • 4 Ways to Fund Your Card
  • Accepted Everywhere you see the Visa Logo
  • Choose your own Credit Limit $200-$3000
  • Free 24/7 Online Account Access


Credit Needed:       Annual Fee: $50, charged to the card      APR for Purchases: 14.25%

READYdebit Platinum Visa Prepaid Card

  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score Tracker
  • Easy Mobile Banking and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check, no Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

READYdebit® Card

  • Free Credit Score &
  • Free Unlimited Purchase Transactions
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • 100% Guaranteed Approval - No Credit Checks
  • No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Choose Your Card Color - Blue, Black or Pink


Credit Needed:       Annual Fee: as low as $4.95 monthly      APR for Purchases: N/A

KLS Prepaid Visa® RushCard

  • 100% Guaranteed Approval - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Prepaid Visa® Black Diamond RushCard

  • 100% Guaranteed Approval - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Prepaid Visa® Pink Diamond RushCard

  • 100% Guaranteed Approval - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Prepaid Visa® Purple Diamond RushCard

  • 100% Guaranteed Approval - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Simmons First Visa Platinum

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 7.25% (Variable)

Simmons First Visa® Platinum Rewards

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 9.25% (Variable)

BillMyParents® Reloadable Prepaid MasterCard®

  • Get your teen started on the path to smart spending today.
  • Easily set strict spending limits.
  • Lock/Unlock Your Teen's Card with a Simple Text
  • Monitor Purchase Alerts in Real-Time on Your Mobile Phone
  • Family or Friends Can Reload Funds
  • No Credit Risks or Overdraft Fees
  • Safer than cash with lost card protection
  • Use anywhere debit MasterCard is accepted.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

U.S. Patriot Card

  • Includes a 14-day FREE trial
  • Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas.
  • For all those that Try your U.S. Patriot Card NOW absolutely FREE for 14 days.
  • You'll save thousands of dollars on:
  • Apple Computer & iPods
  • Airlines like Continental and Delta
  • Theme parks like Disney and Universal
  • Cell phones from Verizon, moving from North American, restaurants worldwide and hundreds more!


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 0.00% (Fixed)

Chase Freedom® Visa - $200 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 15.99-22.99% (Variable)

Chase Freedom® MasterCard - $200 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 15.99-22.99% (Variable)

PerkStreet Financial(SM) MasterCard® Debit Card

  • PerkStreet Financial offers up to 5% cash back on debit card purchases - one of the best debit card rewards programs!
  • Ger 1% always, 2% on select online purchases and 5% where you choose
  • The average American will earn $500 every year in cash back
  • No monthly maintenance fees
  • Free online bill pay
  • Easy electronic transfers
  • 24/7 customer support


Credit Needed: No Credit Check      Annual Fee: $0.00      APR for Purchases: N/A

Marriott Rewards® Premier Credit Card

  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites


Credit Needed: Excellent      Annual Fee: $85.00      APR for Purchases: 15.24% (Variable)

Southwest Airlines Rapid Rewards® Plus Credit Card

  • Now! Earn a Free Flight after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited free flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on everything else
  • Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee.
  • September 11th Security Fee Applies


Credit Needed: Excellent      Annual Fee: $69.00      APR for Purchases: 15.24% (Variable)

Marriott Rewards® Credit Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
  • No Annual fee for your first year - that's a $45 value
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $45.00      APR for Purchases: 14.24% (Variable)

Slate® from Chase

  • No Balance Transfer Fee!
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases
  • No Annual Fee


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 11.99-21.99% (Variable)

First Progress Platinum Secured MasterCard® Credit Card

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000 which is held at an FDIC-insured bank
  • 24/7 access to your account online
  • Get your card in as little as 5 days with Express Processing!
  • You must be a resident of a US state; however, at present the program is not available in Arkansas, Iowa, New York, or Wisconsin.


Credit Needed:       Annual Fee: $39.00      APR for Purchases: 14.99% (Variable)

Control Prepaid MasterCard®

  • Experience life in Control - with a simple fee plan
  • No credit check, application or activation fee
  • No overdraft fees
  • Access to over 35,000 no-surcharge ATMs nationwide
  • Earn Cash Back Rewards
  • Free Direct Deposit - get your paycheck or government benefits check up to 2 days faster


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Capital One® Cash Rewards - Average Credit

  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2013


Credit Needed:       Annual Fee: $39.00      APR for Purchases: 17.90-22.90% (Variable)

Chase Sapphire PreferredSM MasterCard

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $95.00      APR for Purchases: 15.24% (Variable)

Capital One® Cash Rewards - Excellent Credit

  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 12.90-20.90% (Variable)

Capital One® Cash Rewards for Newcomers

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 24.90% (Variable)

Capital One® MasterCard®

  • Get the credit you need with no processing fees or application fees
  • $0 Fraud Liability if your card is lost or stolen
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
  • Access your account 24/7
  • Monitor your spending with free e-mail and text message alerts
  • Automatic reporting to the 3 major credit bureaus
  • Find pre-qualified card offers in 60 seconds without affecting your credit score


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 10.90-24.90% (Variable)

Capital One® Orbitz® Visa® Platinum

  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for travel, merchandise, gift cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 13.90-19.90% (Variable)

Capital One® Platinum Credit Card

  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts


Credit Needed:       Annual Fee: $0.00 1st year, then $19.00      APR for Purchases: 24.90% (Variable)

Capital One® Secured MasterCard®

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide


Credit Needed:       Annual Fee: $29.00      APR for Purchases: 22.90% (Variable)

Capital One® SparkSM Cash for Business

  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire


Credit Needed:       Annual Fee: $0.00 1st year, then $59.00      APR for Purchases: 13.90% (Variable)

Capital One® SparkSM Cash Select for Business

  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until December 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 14.90-19.90% (Variable)

Capital One® SparkSM Classic for Business

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 22.90% (Variable)

Capital One® SparkSM Miles for Business

  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles - just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions


Credit Needed:       Annual Fee: $0.00 1st year, then $59.00      APR for Purchases: 13.90% (Variable)

Capital One® SparkSM Miles Select for Business

  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until December 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 14.90-19.90% (Variable)

Capital One® VentureSM Rewards Credit Card

  • 2 miles per dollar on every purchase, every day
  • Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
  • Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that


Credit Needed:       Annual Fee: $0.00 1st year, then $59.00      APR for Purchases: 13.90-20.90% (Variable)

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until June 2013
  • No foreign transaction fees


Credit Needed:       Annual Fee: $0.00      APR for Purchases: 11.90-19.90% (Variable)

Ally Bank Certificate of Deposit

  • No minimum deposit to open
  • No monthly maintenance fees
  • Get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee
  • Daily compound interest for maximum earnings
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty.


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Ally Bank Debit MasterCard® with Interest Checking

  • The convenience of a checking account - the interest rate of a savings account.
  • No minimum deposit to open and no monthly maintenance fees
  • Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
  • Free Online Banking, Bill Pay, and Popmoney®
  • Free Debit MasterCard®, checks and unlimited check writing
  • No ATM fees at any ATM
  • Earn money back with Ally Perks when you shop with your Ally Checking Debit Card
  • Make deposits from home with Ally eCheck Deposit(SM)


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Ally Bank Online Savings Account

  • Earn a higher rate than traditional savings and get free online banking transactions.
  • No minimum deposit to open
  • No monthly maintenance fees
  • Other fees, such as those for returned deposit items and outgoing wires, may reduce earnings
  • Daily compounded interest for maximum earnings
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Six transactions per statement cycle with no fees.
  • Your actual variable rate will go into effect when you make your opening deposit


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

Chase SapphireSM MasterCard

  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!


Credit Needed: Excellent      Annual Fee: $0.00      APR for Purchases: 15.24% (Variable)

British Airways Visa Signature Card®

  • You will get 50,000 bonus Avios after your first purchase
  • 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases also within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
  • Pay no foreign transaction fees when you travel abroad
  • In addition to the bonus, you will also get 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years


Credit Needed: Excellent      Annual Fee: $95.00      APR for Purchases: 15.24% (Variable)

Hyatt Credit Card

  • Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card
  • Receive 1 Anniversary Award Night each year in category 1-4 properties
  • No foreign transaction fees and Smart Chip protection on international purchases
  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
  • There are no limits to the points you can earn
  • Award nights with no resort, Internet or redemption fees


Credit Needed: Excellent      Annual Fee: $75.00      APR for Purchases: 15.24% (Variable)

READYdebit® Visa Prepaid Card

  • Instant Account Number
  • Free Credit Score
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Unlimited Purchase Transactions.
  • Free Online Bill Payment & Check Writing
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval - No Credit Checks
  • Choose Your Card Color - Blue or Pink


Credit Needed:       Annual Fee: $0.00      APR for Purchases: N/A

United Mileage Plus® Club Card

  • Annual Club Membership - up to a $475 value
  • Premier AccessSM Priority Airport Services
  • Earn a 50% Mileage Bonus
  • Check your first and second bag for free
  • No Foreign Transaction Fees
  • Receive Access to exclusive events with Inside Access from Chase


Credit Needed: Excellent      Annual Fee: $0.00 1st year, then $395.00      APR for Purchases: 15.24% (Variable)

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


Credit Needed:       Annual Fee: $39.00 1st year, then $59.00      APR for Purchases: 14.99-24.99% (Variable)


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