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	Money Saving Tip
	If you keep a cell phone in case of an emergency, consider purchasing prepaid cards for it instead of a calling plan. Since the phone will only be used in an emergency situation, you can simply buy a fixed amount of time for a small fee and thus eliminate monthly bills and taxes.
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	Money Fun Fact
	With the high cost of higher education rising faster than inflation, parents of today's four-year-olds may face college bills of more than $200,000. Source: wife.org
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