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	Money Saving Tip
	Replace your old thermostat with a programmable model. Low-cost models sell for around $25 and can easily pay back their cost within a couple of months. Better yet, they can save you more than $1,000 over the years.
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	Money Fun Fact
	Cleopatra was no older than 18 when she became the queen of Egypt. Despite her glamorous image today, she is depicted on ancient coins with a long hooked nose and masculine features. Source: absolutetrivia.com
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Financial Planner

This is a person who plans, counsels or advises by analyzing an individual's personal finances t help them organize a personal financial strategy. Certified Financial Planners (CFP) and Chartered Financial Consultants (ChFC) refer to these advisors who have passed professional courses of study.

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