Comparison shop every few months to see if you're getting the best deal on your telephone calling plan. The phone industry is very competitive and prices change frequently.
Emigrant Direct is an online bank that currently offers one of the highest interest rates available. They offer 4.5% on their savings account with a $1.00 minimum to open and no other fees. They do not currently offer an official sign-up bonus, but you can receive an unofficial $10 or $20 sign-up bonus.