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	Money Saving Tip
	Use your ventilating fans in the kitchen, bathroom and other areas with care. Accidentally leaving one on can clear out a houseful of warmed or cooled air in about an hour. Be sure to turn off these fans as soon as they have done their job.
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	Money Fun Fact
	On the brink of bankruptcy and pressed to finance the Civil War, Congress authorized the United States Treasury to issue paper money for the first time in 1861 in the form of non-interest bearing Treasury Notes call Demand Notes. Source: frbsf.org
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Financial Terms

Amortization

Amortization is the process of fully paying off your debts over a defined time in installments which include principal and earned interest. Basically, it's the gradual process of eliminating your debt by making payments over time.

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