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Money Saving Tip
  With winter just around the corner, make sure that the flue on your chimney is closed tight when it's not in use. Leaving it open can clear out all the hot air in the house in a matter of hours making your heating system work harder and wasting money.
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Money Fun Fact
  It cost a penny for a man to walk across the Brooklyn Bridge when it opened on May 21, 1883. There was a two-cent charge for sheep.

Source: Bathroom Trivia Book

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Financial Terms
American Depositary Receipt

Commonly referred to as an ADR, this how the stock of most foreign companies is traded in US stock markets. It's a security issued by a U.S. bank in place of the foreign shares held in trust by that bank. This facilitates the trading of foreign shares in the various US markets.

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