What is your FICO score?

[CJsoccerchic]

Sweet! Thank you!!
Does that get me all three?

if you like yes, they give you the opportunity while on the phone to decide just one or all three.

since you get one free from each bureau each year, I plan to order one every 4 months or so. the reports don't always have the same info but at least it keeps my eyes on the info on a regular basis.

to add: I was already checking my credit regularly when they started giving you the free one, if you haven't checked before or in a long time, I would probably go ahead and get all three at once. that will make it easier to spot any glaring discrepancies that you may need to clean up.

[jodi]

Yeah! I finally got around to signing up for the free trial at myfico.com (thanks for the link). I have a 789 and DH has a 774!! Woohoo!
I was surprised to see a cc account listed as open that I had closed several months ago...will have to follow up on that one. I was also surprised to see cc accts I had closed years ago still listed - anyone know how long they stay on and if they affect your score in terms of how long they were open? Thanks!

[tigerstar]

I also signed up for the free trial at myFICO.com (and I thankya for the link, too!) Back in September, I paid the $7 or so for my score from Equifax, and it was 773. Today, after cleaning up my credit reports (read my rant/any others? thread here), it's up to 809.

[debtfreeme]

In CA everything stays on your credit report for 7 years, I have heard some states only keep things for 5 years.