October Goals

karnic3881 · #1 (**permalink**) 10-01-2005, 09:39 AM

These were my Sept. goals:

1. Paying off my Best Buy cc on 9/15. $458.53 - DONE

2. Pay at least $400 off on my Discover. I am returning to work after being out for surgery, which will help because I am going to be going back to my 2nd job, so I'll have an extra $235 a week to play with. All the income from this job is going to go towards Discover first, then savings. I may even be able to pay this card off, combined with income from my ft job. - NOT DONE - I'D SAY OOPS BUT SEE BELOW. STILL PAID OFF $200

2. Build up my EF. I would state a number, but since debt is the first priority, I can't. I have $500 in my account currently, $1k is a safe number that I expect to be at by the end of October (if not sooner). Long term goal is $10k. - I HAVE MET THIS GOAL AND SLIGHTLY EXCEEDED IT. I WENT AFTER THIS GOAL BEFORE DISCOVER.

3. Keep grocery budget at $250 a month, weekly totals at $105 for myself and my SO, Nick. Less if possible. Gas is of course a huge factor in this so we shall see. - Grocery budget BUSTED BY $50

4. Try to get 4-5 days of exercise in there - I need to lose some weight. Also cut back on soda consumption - this is the main reason I have put on weight. - DID IT EXCEPT FOR THIS PAST WEEK, WAS EXHAUSTED/SICK

I have pretty much the same goals for October, as well as preparing myself for Christmas shopping. I plan to try to attack Discover and put more $ in my EF at an equal pace now that I have the $1k safety cushion I wanted.

jmjj215 · #2 (**permalink**) 10-01-2005, 12:53 PM

Continue blogging once per day.
Seek out inbound links.
Bench press 230x10
Gain 2.5 lb.

Bluezy · #3 (**permalink**) 10-01-2005, 08:30 PM

October Goals:

1) to carry on saving like a mad woman

2) prepare to enter the paralegal work force

3) to pick out the ETF's I plan to invest in for 2006

4) Enjoy spending as much time with my little one as possible.

meaghanchan · #4 (**permalink**) 10-02-2005, 05:15 AM

My September goals were as follows:

Quote:

1. Pay quarterly estimated taxes ON TIME! (have the money, just HATE doing it)-Succeeded.

2. $1000 to savings for emergency fund. Working on 3 months expenses right now ($5000) and I'm at $2000.- Succeeded- I'm now at just over $3000.

3. Learn more about mutual funds. -Succeeded

4. Work extra hours for my roommate, put that money into savings.- Not exactly. Worked extra, though not as many hours as I would have liked, and the checks are sitting on my dresser, so they're not in savings yet.

5. Have a budget, try to stick to it, track spending.- Succeeded- more or less. Didn't go under budget in every category, but I did try, and I tracked every penny I spent.

So some October goals?

1. $1500 to savings for emergency fund. I Will be nearly at $5000!
2. Finish applying for health insurance!
3. Continue to track spending, with a goal of decrease spending by 5% in October vs. September, excluding health insurance.
4. Cook 2 healthy, from-scratch dinners at home every week.

PrincessPerky · #5 (**permalink**) 10-02-2005, 05:44 AM

September goals

Quote:

Originally Posted by PrincessPerky

1. Keep grocery under budget for the month (actually managed first week

.)close, oh so close

2. Figure out what DH will be cooking when BBY3 is here, so we don't ruin the budget in October!some beef and some spag sauce in freezer to start

3. Pay all that overtime on the CC

. well I actually havn't sent it, but I will, soon as I balance the checkbook, just got the statement in the mail yesterday not expecting any trouble

4. Start more serious christmas shopping (just found the books for the kids, I need to see what EXACTLY I have so I know more than iffy what I need) Got the have list done , only the 2 or 3 toughest people left to shop for

October Goals:

1. Have a baby

(with accompaning spending kept to a minimum)
2. Not forget to pay bills while in the whole baby rigamarole.
3. kee house after baby enough to still cook at least a couple times a week.

fiffer010 · #6 (**permalink**) 10-02-2005, 09:27 AM

1. finish saving 5,000 emergency fund. Only 600 to go!
2. Start saving another 1,000 so I can start my roth ira with vangaurd

On a last note. When is the last day I can contribute my 4,000 to my roth IRA for the year of 05'?

Snoopy2645 · #7 (**permalink**) 10-02-2005, 10:44 AM

1. Keep making special time to play with kids.

2. Succeed with new job!!

3. pay off dr bills

4. Try to keep on keeping the house as clean as I have been

5. Get rid of more extras I dont need on ebay so I can make some money at the same time

marglo · #8 (**permalink**) 10-02-2005, 06:40 PM

1. Continue to pay off debt. With our new budgeting system, I find we have surplus money left at the end of the month that previously we frittered away somehow. So I am now using that to pay down debt quicker.
2. Lose 4 lbs.
3. Stick to my groceries allowance even though we will have company for a few days.
4. Sell a few things online.

jmjj215 · #9 (**permalink**) 10-03-2005, 10:39 AM

Instead of listing our goals, we should maybe list how we're going to get there - at least briefly!

BAGAGT1 · #10 (**permalink**) 10-05-2005, 08:14 AM

Quote:

Originally Posted by jmjj215

Bench press 230x10
Gain 2.5 lb.

Wow Bench press 230 is pretty damn good. What are you pushing now? I'm BP 150X10 for 3 sets, so 230 seems a long, long, far away.

Gruntina · #11 (**permalink**) 10-05-2005, 01:46 PM

1) Will have a new second part time job. Re-evaluate my budget to set with added income.
2) Want to buy running shoes for indoor exercise. I will look/shop, research in newspaper ads for sales to find the best price.
3) I worked extra hours last week and will receive extra pay in this week check. I will transfer $100.00 to my EF. (It is very low at this time and would feel so much better to have it grow)

lovingyoualways · #12 (**permalink**) 10-08-2005, 08:34 PM

How's everyone doing on there October goals? For once I'm actually doing really well! Yeah! I opened a bankaccount llocated in the store where I work so I can conveniently put all our extra cash and change in there. I opened the account with half of what I wanted to put away into our nest egg(s) for this month. I hope everyone else is doing well.

jaksilee · #13 (**permalink**) 10-09-2005, 07:39 AM

1. Finish packing for my move on the 22nd (from WI to Chicago) and keep packing spending to a minimum.
2. Cut food budget to 150.00 (good thing I OAMC'ed it last month)
3. Stress LESS over this move.
4. Continue to save $10 per week to my new ING account (thank you Jeffery!!!) Hey even a little bit is great!

and the big one......

SPEND LESS MONEY!!!

karnic3881 · #14 (**permalink**) 10-09-2005, 12:49 PM

Quote:

Originally Posted by lovingyoualways

How's everyone doing on there October goals? For once I'm actually doing really well! Yeah! I opened a bankaccount llocated in the store where I work so I can conveniently put all our extra cash and change in there. I opened the account with half of what I wanted to put away into our nest egg(s) for this month. I hope everyone else is doing well.

I am doing pretty good, I think! Paid $100 to Discover this past Thursday, and another $200 is scheduled for this week. I plan to pay $100 each week as long as no surprises pop up. Even if I pay it off only in the $100 increments, it will be paid off the first week of December, helping me to meet my goal for the year of eliminating all my cc debt

I've been saving more than I have been paying off debt lately - We need to save for a security deposit so otherwise, Discover would probably be history already!