September Goals!

[karnic3881]

So, what are your goals for this month? And how did you do in last month's goals????

My goals are:

1. Paying off my Best Buy cc on 9/15. $458.53

2. Pay at least $400 off on my Discover. I am returning to work after being out for surgery, which will help because I am going to be going back to my 2nd job, so I'll have an extra $235 a week to play with. All the income from this job is going to go towards Discover first, then savings. I may even be able to pay this card off, combined with income from my ft job.

2. Build up my EF. I would state a number, but since debt is the first priority, I can't. I have $500 in my account currently, $1k is a safe number that I expect to be at by the end of October (if not sooner). Long term goal is $10k.

3. Keep grocery budget at $250 a month, weekly totals at $105 for myself and my SO, Nick. Less if possible. Gas is of course a huge factor in this so we shall see.

4. Try to get 4-5 days of exercise in there - I need to lose some weight. Also cut back on soda consumption - this is the main reason I have put on weight.

I'll let you know how I did at the end of the month. I think I met all of last month's goals, except for maybe my EF, but again this is due to my focus on eliminating debt.

Good luck!

[Armywife]

Hi,

Just wanted to say.. you have an excellent blog with great links! Havent 'frugalsurfed' in a while and I am soo into it right now!


Kudos and KUTGW!
Barb

[Snoopy2645]

it sounds like you have great goals & doing great to achieve them as for soda consumption have you tried flavored water? I have just went from drinking too much pop to drinking flavored waters they sale the liters of these at the store for .50 I love them!!!

[karnic3881]

I actually do like those, they have them at Wal-Mart for $1 each (big bottles). I might buy those but I am aiming to drink more water as well.

[PrincessPerky]

1. Keep grocery under budget for the month (actually managed first week .)make that first three weeks, two to go

2. Figure out what DH will be cooking when BBY3 is here, so we don't ruin the budget in October!some beef and some spag sauce in freezer to start

3. Pay all that overtime on the CC .

4. Start more serious christmas shopping (just found the books for the kids, I need to see what EXACTLY I have so I know more than iffy what I need) Got the have list done

[meaghanchan]

My September goals:

1. Pay quarterly estimated taxes ON TIME! (have the money, just HATE doing it)
2. $1000 to savings for emergency fund. Working on 3 months expenses right now ($5000) and I'm at $2000.
3. Learn more about mutual funds.
4. Work extra hours for my roommate, put that money into savings.
5. Have a budget, try to stick to it, track spending.

[PRICEPLUS]

Great goals! You can do it!

[niki_the_tiger]

My September goals:

1) Order lot of items to resell on Ebay (will put me in initial debt of $1500 but I should be able to make a profit of $500-1000 on it for a few hours of work)

2) Bring credit card debt down to $8000 (not much down, but hey I'm writing these goals halfway through September).

3) Work hard on my writing career so I can start bringing in a regular paycheck (got one this month, and another coming in November, but that's it right now).

4) Set up a website for my freelance writing business.

5) Set up Quicken so that we can eventually make a reliable budget.

6) Eat out less, and when we eat out, stick to $10 or less (we can share a meal at the Chinese restaurant for $7 including tip, or eat at fast food restaurants for $4 for both of us).

7) Try to stick around the house more to save on gas

8) Plan ahead meals so that I can save money when buying groceries (hehe try to eat more cereal... my hubby loves cereal, so he doesn't mind)

9) Get back on track with my diet. I plateau'd after losing 10lbs... I have at least 15 more to go.

That's all I can think of for now.

[PrincessPerky]

congrats on the 10lbs! (I can't wait to start losing again!)