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08-22-2005, 07:46 PM
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Re: debt consolidation
Some 'debt management' companies, which consolidate your debt and 'negotiate' or settle your debts for less than you owe, really trash your credit. As far as getting a house loan is concerned, it's the same as filing for a bk.
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08-22-2005, 08:03 PM
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Re: debt consolidation
Yes, it really depends on how you go about the consolidation on how it will effect your credit rating. If you go through a company, you need to find exactly what they are going to do because how they go about it will determine how your credit rating is affected.
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