Business Credit Card Question

[questions]

<i>I just got an offer for a business credit card. I don't own a business
and they should have no reason to think I do. The card gives you 3%
back on "business" expenses which includes restaurants and home
improvement stores.

It's tempting to sign up and see if I get one. On the offer form you
send back, the business name is "for business owners only, optional" so
I should be able to leave it blank. The legal info on the back doesn't
seem to ever say you must be a business owner or even work for one. It
only says card is for "business expenses only". Is there any reason why
I shouldn't give this a shot? I don't see how they could do anything
negative to me for trying. </i>

[34saving]

I get these offers often too. I think they're just a result of creative marketing. Get the card if it's REALLY a good card that you want. (For example, I find most of my business offers have an annual fee -- I never pay an annual fee!)

[jmjj215]

And for heaven's sake, don't pay any interest on charges.

[Bluezy]

I agree. Check out the offer thoroughly before the taking.