"Money never starts an idea. It is always the idea that starts the money." - Owen Laughlin
logo

Go Back   Saving Advice > Financial Chit Chat > Personal Finance

Personal Finance Credit cards, home loans, retirement plans and taxes. The place for all your personal finance questions.

Reply
 
LinkBack Thread Tools
  #21 (permalink)  
Old 01-10-2012, 06:29 PM
NetSkyBlue NetSkyBlue is offline
$ Saving HS Freshman
 
Join Date: Oct 2011
Posts: 114
Points: 690.00
Donate
Default

I'm worse than I thought.

For this year, my food budget is $300/month. Last year, I spent that or less on food 2 months out of the year: January and November. Though interestingly enough, I averaged $299.45 a month over 12 months.

I averaged 3.1 restaurant meals a month, and 4.75 fast food meals a month. My average "eating out" ticket was $11.67. Seems cheap enough, but I ate 95 meals out in 2011.

My worst month, I'm ashamed to admit, was June. I spent $571.08 on groceries and $180.80 eating out. How could I possibly have spent so much on groceries when I ate out 12 times??

This year's goal: eat out one time or less per month. I've made it 1/3 through January without eating out, and having spent just under 1/3 my food budget!
Reply With Quote
  #22 (permalink)  
Old 01-10-2012, 06:34 PM
DeniseNTexas DeniseNTexas is offline
$ Saving Fourth Grader
 
Join Date: Dec 2006
Posts: 29
Last Blog Entry: Update on work, eating at home, not smoking, etc.
Points: 185.00
Donate
Default

NetSkyBlue, the grocery budget is so easy to go crazy with, I know! Do you use cash for your grocery spending? I've gone back to meal planning, cash for groceries, and making sure the leftovers are eaten or planned for before preparing a new meal or eating out.

I got excited earlier because there were NO leftovers in my fridge! For me, that's a pretty good achievement.
Reply With Quote
  #23 (permalink)  
Old 01-10-2012, 06:53 PM
NetSkyBlue NetSkyBlue is offline
$ Saving HS Freshman
 
Join Date: Oct 2011
Posts: 114
Points: 690.00
Donate
Default

Quote:
Originally Posted by DeniseNTexas View Post
NetSkyBlue, the grocery budget is so easy to go crazy with, I know! Do you use cash for your grocery spending? I've gone back to meal planning, cash for groceries, and making sure the leftovers are eaten or planned for before preparing a new meal or eating out.

I got excited earlier because there were NO leftovers in my fridge! For me, that's a pretty good achievement.
No, if it weren't for my side job waitressing, I'd never see a paper bill. I did save over $150 last year by using my target RedCard debit card. Saves 5% off your bill, and that's where I do most grocery shopping.

The trouble I have right now is working 7 days a week between 3 jobs, most days 15 hours a day, all I want to do is stuff food in my mouth and fall asleep when I get home. And the last thing I want to do on one of my two evenings off per week is cook - there's too much housework to catch up on.

I've done pretty well with buying lunch stuff to keep at work, I try to stay under $2/lunch. Dinners are harder. Then I feel like I should splurge because "I work so hard, I deserve it." It's a vicious cycle.
Reply With Quote
  #24 (permalink)  
Old 01-10-2012, 11:49 PM
toysmall toysmall is offline
$ Saving First Grader
 
Join Date: Dec 2011
Posts: 9
Points: 75.00
Donate
Wink no

I always to cook at home, both delicious and inexpensive
Reply With Quote
  #25 (permalink)  
Old 01-11-2012, 03:49 AM
DeniseNTexas DeniseNTexas is offline
$ Saving Fourth Grader
 
Join Date: Dec 2006
Posts: 29
Last Blog Entry: Update on work, eating at home, not smoking, etc.
Points: 185.00
Donate
Default

NetSkyBlue, that's a very busy schedule you have! It seems to me that setting a dollar limit for food (eating out and groceries) and using cash only works well. For me it does, anyway. I have a red card, too, and use it, but I save more than 5% when I use cash because I simply don't buy as much. lol If you're one who can set a dollar limit, and keep to it using a debit card, that would work. I won't stick to the dollar limit, though. I'll end up buying more because I'm using the card! Arrgh!

I understand about not wanting to cook when you're off. Sort of. But I love to cook and choose to do that when I'm off. Do you have a slow cooker? A pressure cooker? Both of those would be helpful to you, I'd think.
Reply With Quote
  #26 (permalink)  
Old 01-11-2012, 11:06 AM
MoneyMogul MoneyMogul is offline
$ Saving First Grader
 
Join Date: Jan 2012
Posts: 6
Points: 80.00
Donate
Default

I hate cooking so I eat out a lot more than I should. I pick up something on my way home from work or call up friends to go out to eat with me.
Reply With Quote
  #27 (permalink)  
Old 01-11-2012, 12:26 PM
ms06880 ms06880 is offline
$ Saving First Grader
 
Join Date: May 2008
Posts: 9
Last Blog Entry: ahhh...spring!
Points: 90.00
Donate
Default Yep me too

For starters, I am not a big fan of leftovers and I try everything possible to avoid eating them. One thing that has helped me (and perhaps help others as well?) is that when my husband or I are done cooking and about to plate it, I also dish a portion into a handy tupperware that goes straight to the fridge for lunch the next day. That way, I don't have to psych myself to make lunch the next day...it's all ready to go. In NYC, where lunch can easily cost $8-10, that's quite a savings...money I'd rather spend in a nice meal (and a couple of glasses of wine!)out on the weekend.
Reply With Quote
  #28 (permalink)  
Old 01-12-2012, 01:45 AM
toysmall toysmall is offline
$ Saving First Grader
 
Join Date: Dec 2011
Posts: 9
Points: 75.00
Donate
Default hey,man

I think maybe you haven't enjoyed the fun of cooking, cooking can bring you a lot of relaxation, let you relieve their pressure, of course, the situation would be bad, if you really have a very bad mood. if not ,try cooking, you will find that it is really fun
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



Powered by vBulletin®
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

Copyright © 2012 SavingAdvice.com. All Rights Reserved.