Living in UK&USA. What to do about pensions/savings?

[LeoSavings]

Hey everybody! I'm moving to NY on the 9th December and have something on my mind...

I am 25, I have zero savings, zero assets & zero pension. I would like to begin rectifying this ASAP. My partner is in exactly the same position.

I may marry my USC partner within the next couple of years and I'm not sure where I'll live the rest of my life but there's a distinct possibility of alternating between a few years in the US and a few years in the UK.

What options are available for myself and people in the same position?

I started reading a little about how there are a *lot* of factors involved and that due to tax brackets and also due to not making the mistake of keeping all eggs in one basket, it's good to spread the field a little.

I know next to nothing:
- what options are available
- what are best
- how much to put into each
- how to start each one
- what is a safe investment
- what is an investment that is likely to grow
- what the impact is of me becoming a USC at some point and possible paying double tax?

I am totally and completely lost... and I'm sure I'm not the only one!

[LivingAlmostLarge]

Depends but if you ever think of relocating try to always keep cash on hand and don't prepay mortgages in the US. At least that's my perspective on it, since my DH and I go back and forth with moving.

[LeoSavings]

Hey, thanks for the reply.

What do you mean by 'don't prepay mortgages in the US'?