"The person who makes a success of living is the one who see his goal steadily and aims for it unswervingly. That is dedication." - Cecil B. DeMille
logo

Go Back   Saving Advice > Financial Chit Chat > Personal Finance

Personal Finance Credit cards, home loans, retirement plans and taxes. The place for all your personal finance questions.

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 11-22-2011, 01:25 PM
riverwed070707's Avatar
riverwed070707 riverwed070707 is offline
$ Saving College Freshman
 
Join Date: May 2011
Location: Where the river runs east to west
Posts: 510
Points: 2915.00
Donate
Default I eat breakfast for 16 cents a serving

I know one of the big budget busters that people are always looking to cut is grocery. I'm a big proponet of making things from scratch because its one of the best ways you can eat healthier and save more.

One of my favs is homemade yogurt. DD and I have it every morning for breakfast and sometimes for a snack. I usually mix in a little granola, fresh fruit or honey to sweeten it (otherwise we don't add any sweeteners) and that is figuered into the cost -- without any adds it comes out to be about 6 cents/ half cup serving. WAY cheaper than the store-bought variety.

If anyone's interested, it's made simply by heating a gallon of whole milk to 180 degrees in a large stock pot stirring frequently to keep from scalding. Cool the milk back down to about 110 (I use a meat thermometer to track the temp so no new gadgets needed). Stir in 1 cup of yogurt with active cultures (the first time you will need to buy this, from then on you can reserve a cup from your batch to cultivate the next batch). Cover the pot and place in the oven with the light on (no heat) for 8-12 hours. Refrigerate until chilled and serve

I have tried to make it with lighter varieties of milk and 2% is ok but with 1% and skim it just turns out too runny. I like to use whole because it comes out thick and naturally sweeter -- 2% can be quite bitter.

The process really sounds more intimidating than it is. Once you do it once, you'll be a pro.
Reply With Quote
  #2 (permalink)  
Old 11-22-2011, 02:20 PM
GREENBACK's Avatar
GREENBACK GREENBACK is offline
$ Saving College Senior
 
Join Date: Sep 2008
Posts: 1,537
Points: 8455.00
Donate
Default

My cheap, quick, healthy breafast is a 1 cup of Almond Milk, 1 serving of oats, a handful of frozen mixed berries and a tsp. of SF strawberry syrup blended in a smoothie cup. I don't know the price but it's very cheap and filling. I sometimes add a banana or eat it seperately.

Get's me by til lunch.
__________________
"Those who can't remember the past are condemmed to repeat it".- George Santayana.
Reply With Quote
  #3 (permalink)  
Old 11-22-2011, 02:32 PM
disneysteve's Avatar
disneysteve disneysteve is online now
$ Saving Guru
 
Join Date: Jun 2006
Location: New Jersey
Posts: 16,312
Last Blog Entry: March 2012 Survey Income
Points: 99416.30
Donate
Default

That sounds good but considering I buy ready-made yogurt for 40 cents, it isn't a huge savings. Plus I don't eat yogurt every day (and almost never for breakfast). Saving 24 cents/day would be $87.60/year for someone who does it daily, though. Of course, if I ate yogurt daily, I wouldn't buy single serve cups - I'd buy it in bulk so the cost savings would be less. The benefit is getting a more natural product without additives and preservatives.
__________________
Steve

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote
  #4 (permalink)  
Old 11-22-2011, 02:57 PM
riverwed070707's Avatar
riverwed070707 riverwed070707 is offline
$ Saving College Freshman
 
Join Date: May 2011
Location: Where the river runs east to west
Posts: 510
Points: 2915.00
Donate
Default

Quote:
Originally Posted by disneysteve View Post
That sounds good but considering I buy ready-made yogurt for 40 cents, it isn't a huge savings. Plus I don't eat yogurt every day (and almost never for breakfast). Saving 24 cents/day would be $87.60/year for someone who does it daily, though. Of course, if I ate yogurt daily, I wouldn't buy single serve cups - I'd buy it in bulk so the cost savings would be less. The benefit is getting a more natural product without additives and preservatives.
But there are 2 of us that eat this daily, sometimes twice a day. The savings you calculated (x2 for 2 people) equals 5% of my annual grocery budget. It's small but my income is small so it adds up. Also, the savings doesn't take into consideration if you were to buy an all natural brand nor does it account for any fruit/granola/sweetener/etc. The stuff you can buy at my grocery store for $.40 is not worth eating.

I know its not for everyone, but I wouldn't shake it as too small to make a difference.
Reply With Quote
  #5 (permalink)  
Old 11-22-2011, 02:59 PM
disneysteve's Avatar
disneysteve disneysteve is online now
$ Saving Guru
 
Join Date: Jun 2006
Location: New Jersey
Posts: 16,312
Last Blog Entry: March 2012 Survey Income
Points: 99416.30
Donate
Default

Quote:
Originally Posted by riverwed070707 View Post
I know its not for everyone, but I wouldn't shake it as too small to make a difference.
I agree. I didn't mean to blow it off. Actually, I'd be interested to try it sometime. Where do you get the active cultures?
__________________
Steve

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote
  #6 (permalink)  
Old 11-22-2011, 03:05 PM
Joan.of.the.Arch Joan.of.the.Arch is offline
$ Saving Post Graduate
 
Join Date: Apr 2006
Posts: 2,878
Last Blog Entry: Wedding shower question
Points: 24665.20
Donate
Default

Disneysteve, if there is any yogurt sold in the US with dead culture, I've never come across it. Just use any purchased yogurt to get started. I've even used a peach or banana flavored sweet yogurt (the store I was at did not have any plain).
__________________
"There is some ontological doubt as to whether it may even be possible in principle to nail down these things in the universe we're given to study." --text msg from my kid

http://kiva.org/invitedby/margaret2299 My octogenarian mother invites you to join her in making international micro-loans to alleviate poverty. It's cool!
Reply With Quote
  #7 (permalink)  
Old 11-22-2011, 04:29 PM
disneysteve's Avatar
disneysteve disneysteve is online now
$ Saving Guru
 
Join Date: Jun 2006
Location: New Jersey
Posts: 16,312
Last Blog Entry: March 2012 Survey Income
Points: 99416.30
Donate
Default

Quote:
Originally Posted by Joan.of.the.Arch View Post
Disneysteve, if there is any yogurt sold in the US with dead culture, I've never come across it. Just use any purchased yogurt to get started. I've even used a peach or banana flavored sweet yogurt (the store I was at did not have any plain).
So you just mix in some store bought yogurt in with the homemade stuff? That's easy enough. How much do you add to a gallon of milk?
__________________
Steve

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote
  #8 (permalink)  
Old 11-22-2011, 04:52 PM
NetSkyBlue NetSkyBlue is offline
$ Saving HS Freshman
 
Join Date: Oct 2011
Posts: 114
Points: 690.00
Donate
Default

How long does it keep? I'm looking for a quick, cheap, breakfast idea, myself. Will it last long enough for one person to eat through a whole gallon?

ETA: can you use previously frozen milk? I sometimes pick up a gallon or two extra when it's on sale and freeze them. It doesn't work too well with the whole, it doesn't reconstitute as well as 2% but maybe the cooking would make that a moot point?
Reply With Quote
  #9 (permalink)  
Old 11-22-2011, 05:20 PM
Joan.of.the.Arch Joan.of.the.Arch is offline
$ Saving Post Graduate
 
Join Date: Apr 2006
Posts: 2,878
Last Blog Entry: Wedding shower question
Points: 24665.20
Donate
Default

DS, there isn't precise answer to how much to store bought yogurt to stir into your gallon of milk. For a quart of milk, I use anywhere from about two tablespoons to a 1/2 cup. You just wait long enough for the bacteria to increase in number and do their job. Using less store yogurt just means you wait a little longer. Getting your milk too cool also means you wait longer. Using more store bought yogurt gives you a shorter wait, as does keeping the milk warm.

By the way, when I make a quart, it usually takes about 10 hours, if I keep the milk warm. I used to do that by putting my jar with milk and yogurt down inside a pan of "nearly-hot" (maybe 135 F) water. I put a lid on the pan. Then I wrapped towels around the whole thing for insulation. I'd replace the hot water a couple times in the process. But finally my DH bought me a quart size electric yogurt incubator....Some people set their yogurt makings on top of their refrigerator, but I don't find mine to be warm enough, especially in winter.

NetSkyBlue, I'd say the yogurt can last about 6-8 days, but always use a clean utensil in it. Keep it in the fridge with a lid. I think previously frozen milk would work just fine. What do you think, riverwed? I think a gallon of yogurt is more than you could eat before it goes bad. A gallon is 16 cups. Those small containers of yogurt in the supermarkets--what are they? 1/2 to 3/4 cup?
__________________
"There is some ontological doubt as to whether it may even be possible in principle to nail down these things in the universe we're given to study." --text msg from my kid

http://kiva.org/invitedby/margaret2299 My octogenarian mother invites you to join her in making international micro-loans to alleviate poverty. It's cool!
Reply With Quote
  #10 (permalink)  
Old 11-22-2011, 05:38 PM
NetSkyBlue NetSkyBlue is offline
$ Saving HS Freshman
 
Join Date: Oct 2011
Posts: 114
Points: 690.00
Donate
Default

What do you think about using a crock pot? Have you ever tried that? Or putting the yogurt in a container inside a crock pot with water? You could keep the temp consistent that way.
Reply With Quote
  #11 (permalink)  
Old 11-22-2011, 06:05 PM
My English Castle My English Castle is offline
$ Saving HS Senior
 
Join Date: Mar 2007
Location: The Midwest
Posts: 316
Last Blog Entry: Yesterday's Small Spending
Points: 1905.00
Donate
Default Yogurt in the Crockpot

I've used this site for a crockpot yogurt.
Homemade Yogurt in a Crockpot | Our Life Simplified

My DH goes on yogurt benders, and I like the idea of making it myself.

Next stop: home-made cheese.
Reply With Quote
  #12 (permalink)  
Old 11-22-2011, 10:22 PM
photo's Avatar
photo photo is offline
$ Saving College Freshman
 
Join Date: Aug 2011
Posts: 602
Points: 4320.00
Donate
Default

Interesting that you mention yogurt because I'm about ready to make my own. I don't have a particular interest in doing so, but tonight (as usual), I couldn't find a quart of regular yogurt at the grocery store. Probably hundreds of varieties of yogurt, but they all are either flavored or have gelatin or are low-fat. I want regular yogurt, no more and no less!
Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



Powered by vBulletin®
Copyright ©2000 - 2012, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.

Copyright © 2012 SavingAdvice.com. All Rights Reserved.