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10-01-2011, 01:32 PM
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I am looking for a new home. What is the best way to locate a bank to finance it?
I intend to purchase a home using a VA loan. What is the best way to locate a bank to ensure the best interest rate/fees?
Thanks, Ray 
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10-03-2011, 05:06 AM
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I'm not a "shill" for the site, but I would check Bankrate.com. Check around with your local credit unions as well - can't hurt.
__________________
Track your savings, checking, and credit accounts for free with BuckTrak
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10-03-2011, 11:23 AM
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Local credit unions will be your best place to begin the search.
__________________
President of Creditnet.com, rock climber, ultrarunner, and eater of large quantities of sushi.
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10-03-2011, 04:17 PM
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I personally, just refied through Amerisave. I would not limit my search to an area bank, the internet has many online options.
__________________
Marcus Tullius Cicero: The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance.
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10-04-2011, 07:41 AM
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We refinanced through Amerisave almost exactly a year ago. Also have a brother who refi'd through them earlier in 2010 (which is how I heard of them). It was easy and painless for both of us.
I'm not involved with them in any way other than that, don't work in finance at all.
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10-04-2011, 09:31 AM
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I went to bankrate.com and instantly compared rates from across the country. What a great tool.
__________________
"Those who can't remember the past are condemmed to repeat it".- George Santayana.
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10-04-2011, 01:15 PM
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Personally, and I am not a financial professional, so this is just my OPINION, I would shop around the credit unions. I wish we had gone with our credit union, because I am not terribly impressed with my Bank of America mortgage changing hands so often. They gave us a good rate, 4.25% late last year.
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10-05-2011, 11:53 PM
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I am looking for a new home. What is the best way to locate a bank to finance it?
The post is pretty interesting. I really never thought I could have a good read by the time until I found out this site. I am grateful for the information given. Thank you for being so generous enough to have shared your knowledge with us
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10-07-2011, 12:16 PM
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I would also shop around online. Not sure if a website like bankrate.com would have information on loans and current interest rates, but there are sites out there that compare loans from banks and rates side by side.
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10-07-2011, 12:21 PM
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I would start with your bank that you have your savings/checking accounts. Then, ask friends who have a mortgage who have had a great experience. This way, you know you are getting advice from someone you can trust. If you have had a long history with your bank, they will probably try to help you out. It may not be the best deal, so make sure to shop around.
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10-07-2011, 02:33 PM
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Quote:
__________________
"Those who can't remember the past are condemmed to repeat it".- George Santayana.
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