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Okay I've never thought of my DH and I as frugal, but I realized just now we are. I honestly think we are pretty cushy our lifestyle and have it good. I don't worry about bills, as do many here. And I'm not a spender like many on here. Living life simply is a way of life not because I have to.
But when did you realize you were frugal? I realized it when I typed what our fun money was and what we spend on things like eating out, groceries, etc that woah, as a percentage of our income it's a lot less than I thought. When did you realize you were frugal? I've felt spendy but I guess not as bad as it seems.
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LivingAlmostLarge Blog |
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When I downgraded our cable to basic, cancelled our phone service and went with a $25 a year pre-paid cell phone instead. I realized, hey, we are pretty frugal now.
Haven't quite gotten around to using cloth instead of paper towels though. ![]() |
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Hmm, interesting question. I think I have known I was frugal for many, many years... probably going back to when I was in my mid 20s. I remember that even though I was earning a pretty low salary back then, my bank account balance always seemed to consistently grow month after month. And it wasn't like I was trying to make it grow... it just did. For me, I think that's really the nature of frugality, i.e. being able to save without thinking about it or budgeting for it.
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I have always been fairly frugal. Even when I was single and earning a good salary, I would typically not order drinks out at a meal, I never had cable or even a TV for a long time.
However, I still could have done better. I had a car loan and a student loan for quite a while. Dawn |
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I enjoy paying less or finding a bargain! This along with saving, investing and avoiding debt has allowed me to be more successful than my peers. It also gives me considerably more flexibility.
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www.Krantcents.com "Making sense of money" |
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