07-19-2011, 09:52 AM
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$ Saving HS Sophomore
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Join Date: Jun 2010
Posts: 151
Points: 805.00
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Quote:
Originally Posted by Radiance
I moved with pretty much a suitcase, a TV and a bed
The plan was to save money to start buying furniture and other homegoodies
I bought some stuff with cash, such a pots, pans, towels, etc.
But the empty apt (renting) was driving me nuts.
After 3 months I coudnt take it anymore, I allowed myself to buy $1300 of furniture on credit. I will pay in 12 months, no interest. This covered the living room and office furniture.
Now I can seat somewhere to read a book or watch some TV. I really needed it...ok, I wanted it. But it was a pressing emotional need, so I allowed myself to do it.
So, I will hold off and send my 12 payments. Next year I will buy some furniture for my bedroom which currently only has a bed.
Is this really that bad? I know it was instant gratification and I bought with somebody elses money and betting on being able to pay for the next 12 months. But I feel I realy needed to allow me to do this, although my tummy is unconfortable with having falling into debt again.
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I can see where you're coming from because at the end of the day you need to feel that your home is your home and little comforts make it easier. Juat make sure that you dont fall behind on payments and that you manage your money because my sister fell behind and as you can imagine it wasn't good. |
