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I know this is hard but it will be difficult for him to quite after so long. Maybe if you sit him down and explain the ins and outs of your finances then he may understand - however I will warn you that this will be hard for both of you - emotionally!
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Chantix can be dangerous... especially if she has any mental health issues.. I'd be very careful about that. I'm not promoting smoking, but if she won't quit.. have you ever considered buying cartons of cigarettes online from overseas? I know this is significantly cheaper. Also, I'm not sure about the legality of this, so you might want to do some research!
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