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Two years ago, my husband and I bought a home in a nice, upscale neighborhood. Since then I have noticed I am only able to save short-term (within the year) like vacation, christmas etc... We are struggling with the idea to downsize our home and save approx. $200 a month to put back for emergencies, cars for the kids, college etc.. Can anyone help?
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I think that one of the traps that many people get themself into is the situation that you currently find yourself in. I would suggest scaling down the house. It sounds like your current house is more than you need and if that is the case, then a smaller house will be fine and take a big bite out of your finance stresses.
I think you should seriously consider this. |
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Are you in an area where you can rent a room? I did that years ago, for $200 a month. I had a college girl for 2 years, and an older (50'ish) lady for a couple years. They got bathroom and kitchen privlages (did their own cooking most of the time).
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