Anyone tried Creditkarma.com?

[strigiformes]

Hmmm...that sounds logical to me, jpg. My car loan from years ago is the only major loan I've ever had and I've never wanted another, so I never actually bothered to check my credit until recently. It surprised me to see the $2,000 I spend monthly listed as a 'balance'.

My husband's credit score is higher than mine. He has what the average person would consider a significant amount of (secured!) debt, but also a very long history of paying his obligations on time and as agreed. I shudder to think of all the money he has made for the banks over the years via all that interest. So I suspect you're right about the true purpose of the score - it makes sense.

[Stuartthomas]

i just got it here in this thread..but i have some doubt over its credibility so i will keep a check over it ..and will tell once i got something about it...

[Macdonnell1]

Originally Posted by noppenbd

I just finished accessing my credit score for free on Creditkarma, and was really impressed with the site. You can access your score for free, and it is truly free unlike some of the other scam sites (you don't even provide a credit card to sign up). They also have some comparison data so you can see where you stand. The best thing I saw was a score simulator, which allows you to simulate the effect on your score by changing various parameters (take on more/less credit card debt, open a new credit card, open a new loan, go into bankruptcy, etc).

Has anyone else tried this site? I would be interested to see if anyone has compared the score given to the real FICO score.

I have tried the site twice over the last year and it is spot on . Very accurate. Clark Howard ran a story on the service an rated it #1 among credit scoring companies. ALSO this site provides you with credit monitoring for free. What is the catch, you may ask? They are gaining traction with advertising opportunities through social media.