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Old 04-11-2008, 08:44 AM
Steve13 Steve13 is offline
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Default Utility bills and credit score

I Am 20 years old and a fico Credit score of 724 (as of 10/07).
Next year I will be sharing an apartment with 3 of my friends from college.
Would putting the utilities gas/ electric etc. in my name help improve my credit score? (assuming they would be paid in full every month)
Thanks
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Old 04-11-2008, 08:47 AM
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jIM_Ohio jIM_Ohio is offline
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Probably not.

that score of 724 is quite good. The likelihood something little like a utility bill would improve it is not what I think... but I also am not an expert on credit scores.
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Old 04-11-2008, 08:50 AM
sweeps sweeps is offline
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Sorry, it will not help. Utilities do not report to credit agencies -- unless you don't pay them, then they could possibly give you a negative mark.
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Old 04-11-2008, 11:26 AM
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I'd opt out of being the one named anyway. Roommates & billpaying are notorious for not working out exactly as planned. Someone's always just a little short this month.
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