What's your credit score? - Page 2

PrincessPerky · #21 (**permalink**) 02-19-2008, 10:32 AM

Is there a reason to care? I mean yeah if I was about to buy a house..or saving for one. sure, but I have a house..why should I care what my score is? (I do check the reports looking for anything that isn't us or false..I just never cared what the score was)

disneysteve · #22 (**permalink**) 02-19-2008, 10:38 AM

Quote:

Originally Posted by PrincessPerky

Is there a reason to care?

Maybe, maybe not. Some auto insurance companies base your rates on your credit score. Some employers consider your credit score when making hiring decisions.

And even if you think you are all set in life, you just never know what might happen. You could get a great offer for a new credit card and decide to apply. You could decide to remodel your home and need a home equity loan. You could decide to buy a new car and want to get qualified for the 0% financing offer.

Bottom line is it never hurts to have a good credit score.

davlat · #23 (**permalink**) 02-19-2008, 10:46 AM

Jan----- 708
Dec---- 706

All Transunion.. I got them from Wamu Visa card for free. I don't use their card so they did not update, I guess. I should charge about $4 as the way I did on Dec

PrincessPerky · #24 (**permalink**) 02-20-2008, 08:55 AM

Quote:

Originally Posted by disneysteve

Bottom line is it never hurts to have a good credit score.

Well I wasn't planning on ruining it

Just wondered why I would need to know, thanks for the ideas.

disneysteve · #25 (**permalink**) 02-20-2008, 10:03 AM

Quote:

Originally Posted by PrincessPerky

Well I wasn't planning on ruining it

Just wondered why I would need to know, thanks for the ideas.

Oh. In that case, no, there reallly is no reason you need to know your score.

EconoMutt · #26 (**permalink**) 10-20-2009, 08:37 AM

FICO was 800 in January

It dropped to 757 in September

I think this has a lot to do with opening new credit lines and actually maxing out one line.

Snodog · #27 (**permalink**) 10-20-2009, 12:03 PM

January was the last time I checked a couple of my scores.

Experian- 820
Equifax -810

karenkc · #28 (**permalink**) 10-20-2009, 04:50 PM

pls delete. starting new thread.

amarowsky · #29 (**permalink**) 10-21-2009, 11:01 AM

I believe mine was around 710-720 about six months ago, not too sure what its at now. I paid off a CC in full since then, and have gathered no other debt, so I wager it's gone up a little bit.

AtlantaLife&Health · #30 (**permalink**) 10-21-2009, 10:40 PM

Everyone should try to keep their balances as low as possible. This will help increase your scores over time. Paying on time also helps as well as limiting the amount of inquiries on your credit.

KellyJef · #31 (**permalink**) 10-24-2009, 12:10 PM

Mine is 813 and DH is 802

mortgage-wiz · #32 (**permalink**) 04-24-2010, 03:08 AM

780... i'm 28 and not married.

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