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  #21 (permalink)  
Old 02-19-2008, 11:32 AM
PrincessPerky PrincessPerky is offline
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Is there a reason to care? I mean yeah if I was about to buy a house..or saving for one. sure, but I have a house..why should I care what my score is? (I do check the reports looking for anything that isn't us or false..I just never cared what the score was)
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Old 02-19-2008, 11:38 AM
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disneysteve disneysteve is online now
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Quote:
Originally Posted by PrincessPerky View Post
Is there a reason to care?
Maybe, maybe not. Some auto insurance companies base your rates on your credit score. Some employers consider your credit score when making hiring decisions.

And even if you think you are all set in life, you just never know what might happen. You could get a great offer for a new credit card and decide to apply. You could decide to remodel your home and need a home equity loan. You could decide to buy a new car and want to get qualified for the 0% financing offer.

Bottom line is it never hurts to have a good credit score.
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Old 02-19-2008, 11:46 AM
davlat davlat is offline
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Jan----- 708
Dec---- 706

All Transunion.. I got them from Wamu Visa card for free. I don't use their card so they did not update, I guess. I should charge about $4 as the way I did on Dec
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Old 02-20-2008, 09:55 AM
PrincessPerky PrincessPerky is offline
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Quote:
Originally Posted by disneysteve View Post
Bottom line is it never hurts to have a good credit score.
Well I wasn't planning on ruining it

Just wondered why I would need to know, thanks for the ideas.
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Old 02-20-2008, 11:03 AM
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Quote:
Originally Posted by PrincessPerky View Post
Well I wasn't planning on ruining it

Just wondered why I would need to know, thanks for the ideas.
Oh. In that case, no, there reallly is no reason you need to know your score.
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Old 10-20-2009, 09:37 AM
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EconoMutt EconoMutt is offline
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FICO was 800 in January

It dropped to 757 in September

I think this has a lot to do with opening new credit lines and actually maxing out one line.
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Old 10-20-2009, 01:03 PM
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January was the last time I checked a couple of my scores.

Experian- 820
Equifax -810
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Old 10-20-2009, 05:50 PM
karenkc karenkc is offline
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pls delete. starting new thread.

Last edited by karenkc : 10-20-2009 at 06:08 PM.
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Old 10-21-2009, 12:01 PM
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amarowsky amarowsky is offline
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I believe mine was around 710-720 about six months ago, not too sure what its at now. I paid off a CC in full since then, and have gathered no other debt, so I wager it's gone up a little bit.
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Old 10-21-2009, 11:40 PM
AtlantaLife&Health AtlantaLife&Health is offline
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Everyone should try to keep their balances as low as possible. This will help increase your scores over time. Paying on time also helps as well as limiting the amount of inquiries on your credit.
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Old 10-24-2009, 01:10 PM
KellyJef KellyJef is offline
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Mine is 813 and DH is 802
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  #32 (permalink)  
Old 04-24-2010, 04:08 AM
mortgage-wiz mortgage-wiz is offline
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780... i'm 28 and not married.
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