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08-03-2007, 07:16 AM
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Pay them off. Not having those bills to deal with every month simplifies your life tremendously! It is a psychological victory. If I could pay off my mortgage tomorrow, I would do it for that very reason.
I've just taken on a year's supply of 0% debt and am dreading even that! It's just having to keep track of another bill and budget it in... Fishy 
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