FICO Score = 794

[vsjhoc]

Originally Posted by disneysteve

Are you saying the FICO from Equifax isn't "as good" as the FICO from myfico?

No, the Equifax FICO is about the same as myFICO's Equifax FICO. I just know you love to get something at a discount, and the discount is available at myFICO. Experian and TransUnion do not sell FICOs on their sites.

[kv968]

Originally Posted by vsjhoc

No, the Equifax FICO is about the same as myFICO's Equifax FICO. I just know you love to get something at a discount, and the discount is available at myFICO. Experian and TransUnion do not sell FICOs on their sites.

Or you could go to Annualcreditreport and get a real FICO score from Equifax once a year for $7.95.

[disneysteve]

Originally Posted by kv968

Or you could go to Annualcreditreport and get a real FICO score from Equifax once a year for $7.95.

That's exactly what I did, and how much I paid.

[LuckyRobin]

Or you could sign up for a trial membership to tripleadvantage.com for one month for $1 and get your Equifax credit report and FICO score, than cancel the membership before the month is up. And if you do it through something like a link through MyPoints, or a pay to try program like SendEarnings, InboxDollars or CashDuck, you can often get a $10 gift card to somewhere to boot, sometimes they'll send two gift cards if they are doing a promotion, as well as earning dollars through one of those programs. Cheapest way I've found, you just have to be organized.

[kv968]

Originally Posted by LuckyRobin

Or you could sign up for a trial membership to tripleadvantage.com for one month for $1 and get your Equifax credit report and FICO score, than cancel the membership before the month is up. And if you do it through something like a link through MyPoints, or a pay to try program like SendEarnings, InboxDollars or CashDuck, you can often get a $10 gift card to somewhere to boot, sometimes they'll send two gift cards if they are doing a promotion, as well as earning dollars through one of those programs. Cheapest way I've found, you just have to be organized.

I do a lot of transactions over the internet (ie. online banking, buying stuff, investing, etc...) but I'm always leery of giving my SS# and info to sites I'm not familiar with. I'm not saying these aren't legit sites, but with the credit report thing I just see too much information given in one spot to chance it with someone I don't know. Granted, my info can probably be had by anyone savvy enough to get it regardless, but I just don't want to make it too easy for them.

[disneysteve]

I ran into a problem with my report. When I ordered it, I checked the box saying I wanted to be able to view it online for free for 30 days. I didn't print it then because I wanted to use the printer at work instead. Now I can't figure out how to return to view my report. There doesn't seem to be anywhere on the Equifax site to allow that, and to access their customer service info (phone number, e-mail) you have to log in to your account. Since I'm unable to log in, I can't figure out how to contact them. Any ideas?

[vsjhoc]

Originally Posted by disneysteve

I ran into a problem with my report. When I ordered it, I checked the box saying I wanted to be able to view it online for free for 30 days. I didn't print it then because I wanted to use the printer at work instead. Now I can't figure out how to return to view my report. There doesn't seem to be anywhere on the Equifax site to allow that, and to access their customer service info (phone number, e-mail) you have to log in to your account. Since I'm unable to log in, I can't figure out how to contact them. Any ideas?

Didn't you create a login and password when you bought the report?

If not, see if this works (I can't test it out without a report, and I don't have a current one): Go to "online dispute" at the top. Click "next", fill in the confirmation #, etc. See if it gives you access to the whole report (which you'd need if you were going to dispute part of it).

[moneymatters]

Has anyone heard ordered a credit report from FreeCreditReport.com | Free Credit Report and Credit Score Online by Experian A friend of mine referred me to this site about a week ago and I signed up for the free trial. It had been awhile since I last checked my credit report until after I received a letter last week from Western Union saying that someone hacked into their customer database and stole important customer information, including mine. They offered to give me a one-year free membership with Equifax to view my credit score and credit report. Obviously, I signed up as soon as I received the letter since identity theft is on the rise.

[ealimbuyao]

I tried using the freecreditreport.com. It is free from experian with trial membership. It shows your credit score, too.