An alternative to checking

[disneysteve]

Originally Posted by Scanner

Would still need a checking account for rinky-dink expenses like doctor copays, little league sign-ups, etc. Either that or do money orders, which I can't imagine is cost-effective.

Yes, realistically you need a traditional checking account for the little things. Also, I don't think you can do auto payments from an MMF like you can from a checking account. We have several of our monthly bills automatically deducted, so I keep funds in our checking account for that.

I used to use an MMF from Wells Fargo (formerly Strong). I've still got the account but their rate has been poor so I took it down to the minimum and really don't use it currently.