How many "earmark" accounts do you have?

[nanamom]

We have an ING EF (building and only touched in extreme emergencies) and another ING account that is for short term goals like vacations. I also have an emmigrant direct account that I mostly forget about. It has a very low balance, kind of my allowance savings. I have two local checking accounts. One has automatic payments taken out for life insurance and very little else. I keep it because I need an account where my little one banks and that is the best bank for him. My other is with billpay and we use it the most.

[jmjj215]

We have a few: House downpayment, emergency fund, car replacement, estimated taxes.

But w/in our budget, everything is earmarked. Those above just happen to have their own physical accounts as well.