First-time Homebuyer Programs?

[haydensmom]

Does anyone know of any really good ones? Dh and I are looking to buy in 6 months.

[firstlookdjb]

First thing is to check your local area for what they are offering.

State, county, city programs is the first place to check. I do mortgages and financing for a living. Since you are buying 6 months down the road, now is the time to get copies of all 3 of your credit reports. www.annualcreditreport.com will give them to you. Check for errors, delinquencies, etc.

Let me know if I can help anymore.

:-)

[th_tan]

I believe Wells Fargo offers 1st time home buyer programs as well as FHA, you should check them out. They are also more forgiving on your credit if you have some smalls dings on them.

[ericmedem]

Most any mortage company will have great first time home buyer programs, If I were in your shooes I would go to one mortgage company, and have them pull your credit, once you know your credit shop around to at least 5 others. The key things that you want to get stating your costs are a "good faith estimate" and what your interest rate will be.

[th_tan]

Make sure you go to myfico and pull your history prior to going so you can clean up anything first if needed, and know where you stand.