Student Loan Consolidation

[Big G]

I have a few private student loans with variable rates. I was wondering if anyone knew of a place which would consolidate all of my loans with a fixed rate? One of my loan holders said that they are going to offer a fixed rate in either the spring/summer. Does anyone else know of a company which has fixed rate private loan consolidations?

[jIM_Ohio]

I had issues finding companies which would touch "private" student loans which were not stafford, perkins or other type of loans.

Wellsfargo, I think, was willing to do so (but cost did not appear right to me). I chose to keep loans seperate and pay down quickly.

This was ~10 years ago.

[Big G]

Originally Posted by jIM_Ohio

I had issues finding companies which would touch "private" student loans which were not stafford, perkins or other type of loans.

Wellsfargo, I think, was willing to do so (but cost did not appear right to me). I chose to keep loans seperate and pay down quickly.

This was ~10 years ago.

So far every place I've seen that will touch private student loans is all variable, and I want no part of that. Hopefully the loan company I talked to today has their's available soon.

[disneysteve]

I handled that issue with a home equity loan. If you have that option available to you, that might be your best bet.

[Big G]

Originally Posted by disneysteve

I handled that issue with a home equity loan. If you have that option available to you, that might be your best bet.

Don't have a home yet ... I'm hoping that next summer(2008) we will be able to get one.

[krayziebone33]

Can one consolidate student loans even while he or she is still in school and they're deferred, or does one have to wait until he or she graduates? If possible, I would like to start looking at making a few payments to keep the principle down. Is this a smart thing to do if I have no other debts?