Ever take advantage of 0% financing?

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Maybe rather than frugality, in the forum's opinion, what's the best value for your money when it comes to carpet or hardwood flooring? Maybe carpet is and just figure it needs replacing every 3 years.

Barring any totally off-style suggestion - like putting Little Tikes plastic or cement everywhere, what will pay off in the long run?

BTW, thank you all for your responses so far.

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just wandering why anyone would pay off a 0% cc why wouldn't you just put the $ into your MM and then pay it the month it is due so that you could make some $ off the cc instead of paying 3x the amount due or months early