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| Personal Finance Credit cards, home loans, retirement plans and taxes. The place for all your personal finance questions. |
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Welcome - It sounds like you are off to a great start!
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Oh Cheapdoggy, you are doing wonderful!! Love to hear more of your story. So, keep posting here and asking questions and don't forget to check out the Journals/Blogs! Looking forward to your participation.
~~L.L.Frugalis |
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This morning I closed a couple of old accounts that had zero balances on them...Pier 1, Home Depot etc....I tried to lower my rate with the Homer card when I had a $1300 (19.99% rate) balance.They explained that they don't do that,While I was calling I was looking at a transfer offer from one of my other cards. I ran the numbers and figured I'd save about $100 for the year and go to a lower rate (even with the transfer fee) so I pulled the trigger.
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Great going cheapdoggy!
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That is great. You need to join our $20 challenge and see how much money you can add to your savings.
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Quote:
It was not "payign bill friendly". We do better with auto withdraws. If was not "cost basis friendly", it wanted me to enter individual purchase transactions from 6 years ago (did not let me import them). That is why my wife calls me an excel genius. I now have a spreadsheet (or two or three) for EVERYTHING.
__________________
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Well we were going to go to Miami the first week of April when the kid's were off for spring break. We priced hotels and were amazed at what they cost (make hay while the sun shines comes to mind). $300-$400 per night is a big wake up call. So then we decided to go to Orlando (maybe Universal Studios) $175-$200 per night. We would only stay two nights the rest we stay at families' homes. Then we figured that between driving from New York for 4 days total (with a three year old BTW ) and spending over two grand we really don't have to spare it just wasn't worth it. So now we'll take a long weekend and go meet other family at Great Wolf Lodge in Sandusky OH. A lot cheaper of a vacation.
I'm tired of spending more money than I actually have to impress other people and my wife is finally getting the message as to what debt is doing to our lives. |
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