Have a Credit Card you Love?

[scfr]

I want to get a new credit card.

Do you love your credit card? If so, who is the issuer and why do you love it?

We pay off our balance every month, so I don't care about interest rate. I'd like something with no annual fee and rewards or a rebate.

[LivingAlmostLarge]

Citibank Simplicity card. No late fee, no annual fee 5% gas/groceries, 1% else. Unfortunately $300 limit annually.

[Scanner]

Can't say I love my credit card but I have owned a CitiBank Driver's Edge since 1989.

I like Citibank because they seem pretty up on credit card fraud.

[omicron]

I like automatically credit your next month balance instead of calling it in or waiting.

Chase Perfectcard
3% any gas station
1% all other purchases
Automatically credit your next bill (or up to 6 months)
Must use 9 any transaction or annual fee

Shell Citicard
5% at Shell stations
1% all other purchases
Automatically credit your next bill on the Shell portion of bill (or up to 6 months)
Must use 9 Shell transaction or annual fee

[scfr]

Originally Posted by LivingAlmostLarge

Citibank Simplicity card. No late fee, no annual fee 5% gas/groceries, 1% else. Unfortunately $300 limit annually.

Thanks - We use our card for regular purchases and pay the balance in full each month, so our 2 biggest charge categories are gas & groceries. I'm going to look in to this one.

[safari]

I use American Express Blue Cash card for all my purchases. It gives 0.5% cash back for any purchases and 1% for gas and supermarket purchases up to the first $6,500 spent. After that it gives 1.5% cash back for all purchases and 5% for gas and supermarket purchases. In addition, it doubles the manufacturer's warranty for up to an additional year on all products you charge to that card. I used that once when my external DVD burner died after the manufacturer's warranty expired, and it only took one call to American Express, which credited me back the full purchase price that I paid almost two years ago without any questions asked. They didn't even asked me to send the DVD burner to them. As far as I know American Express is the only card that offers this benefit.

[demiGod031]

Member since: May 24, 2006
Total points: 4,280 (Level 4)
Points earned this week:
American Express is ok because there is no interest. BUT, you would not qualify without previous credit. If you want a card with the lowest interest rates, here's the best place to look http://www.lowcards.com/ Citibank has great customer service.

Stay away from Chase. They are know for ratejacking and lowering your CL if they don't like something you are doing. Capital One is hideous, stay away. Their prime cards are ok, I hear their No Hassle Miles card is decent but I don't like the way they operate. When you apply they pull all three of your reports (instead of one like most banks) and do frequent checkups on you pulling your credit everytime they sent you an offer.

[vsjhoc]

Here are two sites where you can sort cards by the features you want, like no annual fee, low intro rate, etc:

http://www.bankrate.com/brm/rate/brm...h_advanced.asp and http://www.cardratings.com.