How frequently are credit scores changed?

[magnate]

How frequently are credit scores changed, if there isn't new activity like inquiries, late payments, etc?
I've been keeping track of my scores for at least three months, no changes. Pls help!

[instantinfo4you]

The credit score all depends on the credit activity. Unless you are having some kind of activity (repaying a loan, paying for credit cards), then you will see no real change on your credit report. Also it is not a good idea to watch your score that closely, as too many inquiries on your credit score, can actually hurt it.

[autoxer]

Originally Posted by instantinfo4you

Also it is not a good idea to watch your score that closely, as too many inquiries on your credit score, can actually hurt it.

Hard inquiries from creditors affect your score, but checking your own credit does not have an affect. You can check it every day if you are willing to pay for it.

Are you checking your scores through MyFico?

[vishenda]

Credit reporting agencies evaluate scores on a monthly basis. There is always activity on your credit report, unless you don't have any bills. Companies report monthly even when you pay on time, update personal information, etc.