Do you need help with your budget?

[SOAPPRO]

If your new, or been here a while and need help with setting up a budget. Or if you have a budget and it is not working, or you need to tweak it up. Dont be afraid to ask away there are many, many people here that will be more than willing to help you in anyway they can. And believe me you will feel great when you get on a proper budget.

[JanH]

Originally Posted by SOAPPRO

If your new, or been here a while and need help with setting up a budget. Or if you have a budget and it is not working, or you need to tweak it up. Dont be afraid to ask away there are many, many people here that will be more than willing to help you in anyway they can. And believe me you will feel great when you get on a proper budget.

So very true! I've already reworked and tweaked (good word) from the information here and things have definitely improved.

[budgetmom]

That'd be me. I was posting in another area, it makes sense that I should be posting over here.

I never knew there were guidelines of how much things should cost (30% for housing, etc.)I've been analizing my budget, but I'm not sure how to add some of the items in. We are behind on some bills right now, so do I take the entire cost of the bill (past due included) or just the average? If I just calculate the average, it shows about 30% unaccounted for. But I know a lot of that is going toward getting caught back up. The rest is considered discresionary, and that would be included in household, right?

I have learned a lot these past few months here... I have a budget since January and it keeps improving.

[boefixepa]

My budget was adjusted alot at first as I realized I needed a few categories I didn't think about. Then once I had the bidget down I started to 'work it' to see where I could cut back and started moving extra money to debt pay off. I was amazed at the money I was able to come up with!