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| Personal Finance Credit cards, home loans, retirement plans and taxes. The place for all your personal finance questions. |
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First post on the site... great job here.
Got lucky that my contract with cingular is winding down, and since it is an old contract cingular reducing the penalty by $10 a month! So to break it, it will cost me only $60 now (I almost jumped out of my pants, cheaper then my bill). Anyway I never used a prepay, but I want to, no more cell bills for me unless my job gives me one. So looking to see who has the best prepay phones and service etc. Thanks |
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Definitely check for coverage before selecting plans. Cingular, T-Mobile, and Virgin mobile all have inexpensive plans available. My Cingular phone costs $100/year. T-Mobile has a $100 card that gives you 10 cents per minute and is good for 1 year. If you rarely use your phone, I believe you can get 18 cent a minute when you load $20 on to a Virgin Mobile phone every 90 days. Plus, there is SugarMamma!
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I have a pre-paid through T-mobile but I must confess I didn't really shop around. I used to pay $60 a month for 2 phones but in Feb. I bought $100 pre-paid for my phone (1000 min) and $25 for my sons (100 min) and I still have 400 min left and I have refilled his twice for a total of $175 for 5 months instead of $300. These are our only phones (no land line) so I am really happy with the pre-paid plan. If you don't use all the minutes on a contract, in my opinion, pre-paid is the way to go.
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Here's a website where you can compare different prepaid cellular plans:
http://www.telebay.com/govoip/compareprepay.html Not sure how prices compare, but sometimes these lesser known carriers offer better deals. |
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Thanks guys I checked out Tracfone and it is definitely better then what the Brand name wireless companies offered. And I can port my number to them which is great. Not even my current subscriber would do it and I wanted to stay in the cingular family just prepaid.
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I was just released from prison, er... I mean my 2 year contract with Sprint and did alot of looking around. I ended up buying 4 different phones to find one with reception in my house. Unless you live in a big city the coverage maps on the provider websites are just not accurate.
I finally ended up with Cingular Pay-as-you-Go. During the summer months I do not use my phone everyday so I am on the plan which is $1/day if you use the phone and $0.10/minute thereafter. Once I start back to school at the end of August I will change to either the straight $0.25/minute or they also offer a third alternative in the PrePaid category: 200 minutes for $30/month auto-withdrawal from bank account/CC/DebitCard. This is the one I am leaning toward. My other findings: * Verizon's PrePaid are astronomically expensive. * Tracfone only uses a small percentage of towers - i.e. in my area they contract with T-Mobile for all GSM phones but you will not necessarily get the full coverage that a person who has a contract with T-Mobile gets. * Same for Virgin Mobile who uses Sprint towers * You can save yourself some money on your PrePaid phone by calling to listen to your voicemail messages from another phone such as your landline - you will not be charged for those minutes unlike if you listen directly from your cell phone. |
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My wife has a Virgin Mobile phone and we like it because it is used relatively little and with the auto 'Top-Up' option we've selected we only have to 'recharge' the minutes every 90 days and only have to do so with $15. We most often Top-Up prior to 90 days but greater than 60, so this works out well for us. I'd recommend Virgin for infrequent/lite usage. Otherwise, take a look at Alltel. They have a good per minute rate and, unless they've changed recently, don't make you recharge at any pre-set interval, so its completely in your control how much you spend. The only negative (I am recalling this from memory and it may be different now so check) I believe is that they do have a roaming rate (yes, on a pre-paid) that is different than the standard rate. If you live and work where you won't incur this though, then that would not be an issue. |
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I also just finished my 2 year contract with Verizon, and they are offering to sign me up again with a new phone. I think that I'll go with either Tracfone or the Cingular pay-as-you-go. This thread has been very informative.
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Thanks for the great thread guys. I am going with Tracfone . My old number should be ported over within few days. What difference financially. I have changed my mind set away from anything plan product oriented when it comes to consumer goods and services if I can help it. It really makes a difference.
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Trafone is the best one to go with. I think you are making a smart decision.
Check out the pro and cons of prepaid cell phones on this site as well. |
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I have a Virgin Mobile phone. I've been happy with the service for the past 3 yrs that we've had it. Since becomming a sahm I can't afford nor do I need to have tons and tons of minutes or a bill every month.
I pay $20 (or a few pennies less if you buy the card @ wal-mart) every 90 days & if you sign up with them to do an auto (via credit card instead of buying a minutes card @ the store) "top up" they will reduce the minimum amount to $15 every 90 days or if your minutes go below $5 they will auto top up for you as well. BTW whatever minutes/$ you don't use it rolls over to the next 90 day period so you never loose your $ minutes. they just changed text messages to .05 / message from .10 / message hth |
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