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Originally Posted by slimcustomer
25,000 AAdvantage miles are certainly worth more than $85. Sometimes this card come with an offer that waives the annual fee for the first year. Regardless of what the current offer is, however, if you have a Citigold relationship with Citibank, the annual fee is waived for this card.
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If you fit the requirements and avoid the fee, then that's a different situation altogether.
Otherwise, I disagree with the valuation. However, it is not relevant to my point anyway, which is that people should make themselves fully aware of fees and stipulations for any rewards card and program. Surely you agree that is a wise course of action. That is all I was pointing out.