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06-01-2006, 04:02 AM
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Re: What's the ideal way to save up for a downpayment on a house?
I agree with no using any retirement money to pay for your house.
Save each month towards your house. Work a second job if you want to be aggressive. And while you are getting a mortgage get a fixed rate mortgage rather than a adjustable rate one. 
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06-01-2006, 07:22 AM
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Re: What's the ideal way to save up for a downpayment on a house?
Let's make sure we distinguish between a ROTH and a TRADITIONAL IRA in these discussions - as the latter comes with stiff withdrawal penalties.
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