The Fed's rate decision???

[gavinmccallister]

When they raise the rates, how long before Emigrant and the other banks start their fierce battle for our money????

[sweeps]

It seems many of the online banks (particularly the traditional Big 3: ING, ED, HSBC) are satisfied with the amount of deposits they have now. I don't think they're in a big rush to stay on top anymore.

My current favorite is GMAC which hasn't tried the gimmicks (sign-on bonuses, referral bonuses, extra APY for new customers, etc.), but has been consistent about raising its rates. And its CD rates are very respectable as well.

[Haku]

I agree and my GMAC.

[markio26]

i am still with ing.. it is so easy... and i like hsbc.. i may move money that becomes available out of cd's to the gmac.

[veronak]

I don't know but ING is at 4.15 I am not sure about HSBC or Emigrant but I am sure it is higher than ING it usually is.Yeah!!!!!!!! for us