Need suggestions on late credit card bills

[Tree0164]

Deep breathe. Good that you are not charging anymore.

Is DH check going to be that small all the time or was it for a partial pay period. Also check his tax withholding-adjust it so you get paid more each check rather than giving the IRS a tax free loan.

Have you looked at working online at all since you can't work out of the house. You may want to check outwahm.com and work at home job leads

Good luck

[flash]

Originally Posted by BignRichfan

I have not charged anything on these cards in awhile and do not ever intend to again.it's the interest and then like I said they nailed me with a late fee and then a over the limit fee because the late fee put me over the limit, which I don't think is right. I only have a problem with 2 of my credit cards now because my hubby is back to work and has gotten his first small pay so I was able to make the minimums on the others. The 2 I have a problem with now have a combined minimum payment of over $300 due in like 4 days and there is no way I can get that kind of money. I have a $450 car payment due that I only owe $3200 on and I am just in a heck of a mess. I do sell stuff on ebay,but only make a few bucks here and there. Also I tried credit counceling about 4 years ago and they screwed my accounts up so bad because they do not initially send your payments to the credit card companies so I would not go that route again. Hopefully I can figure it out. Thannks everyone for your help with this. I appreciate all your input.

Is there any way the bank/cc's will give you a hardship allowance? It sounds like you have really turned things back around, just need a break.