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Well to go along those lines...my quote is "No Risk, No Gain" this year in order to obtain abnormalcy (sp?) LOL.
Jacquelyn |
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I once worked with a psychiatrist and he said, "The insane actually feel like they are the only sane person in an insane world."
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I'm extremely abnormal financially, I fear.
I own no car, so I bus. I rent so I have no mortgage. (It is a year-to-year lease) I have about 220$ worth of debt which I pay off as I get the bill. I have one year's worth of emergency savings. I don't know why I didn't just listen to the TV and buy stuff, but I didn't and there it is... My favorite quote is a two liner: "The rich are different from you and me." "Sure, they have more money." |
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We've been so not normal that, at age 42, Dh was able to leave his high stress, long commute job, and work from home part time. It's been 4 months and we haven't seen any difference in our lifestyle. Wierd how we THOUGHT we couldn't make do on less, but in reality, we lived on only a portion of it and paid huge chunks into retirement funds and on the mortgage...paying the mortgage down and then refinancing it, cut $1000 off our budget every month!
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we own our vehicles outright
we buy mostly thrift store clothes (all I need for farming) we DO owe on the farm I get to work at/from home, not much money but TONS of savings and the satisfaction of the farm and animals is more satisfying than a paycheck (most of the time, lol!) KJ |
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