Best CD rates in U.S.

[markber]

vivyip from iBankDesign.com just sent me updated list of best CD rates converted from FuseTalk format to BB code. Here it is. Thanks vivyip!

If you know a bank with good CD rate that should be on this list please post info about it here.
Symbols:

• $ - Opening balance under $2500
• $$ - Opening balance $2500 to $9,999
• $$$ - Opening balance $10,000 to $24,999
• $$$$ - Opening balance $25,000 and higher (+ denotes high end of range)
  
  Update of CD rates was started on Thu Mar 16 17:06:34 2006:
  
  3-month CD
  
  (Threshold is 4.00%)
  
  5.25% Middlesex Savings Bank $
  5.00% Community Banks of PA $$
  4.99% Statebank of India (US branches only) $$$
  4.90% Crestmark Bank $$$
  4.89% Stearns Bank $$$$+
  4.75% eBank $
  4.65% Meadows CU $
  4.65% Greater Atlantic Bank $
  4.60% UFB Direct $$$$+ (starts at 4.08%)
  4.60% Tennessee Commerce Bank
  4.60% National InterBank $$$$+
  4.59% First Internet Bank of Indiana $
  4.59% Corus Bank $$$
  4.58% KeyDirect $$$$
  4.55% Raymond James Bank $
  4.55% Meadows CU $
  4.55% Imperial Capital Bank $
  4.55% FirstFedDirect.com $$$
  4.51% Umbrella Bank $
  4.51% EverBank $
  4.50% E*trade Bank $
  4.50% LaSalle Bank $$$
  4.50% IndyMac $$
  4.50% Virtualbank $$$
  4.45% State Farm Bank $$$$+
  4.45% Nexity Bank $
  4.42% Advanta Bank $$$
  4.41% GiantBank $
  4.40% ESB Bank $$$$ (starts at 4.06%)
  4.35% Community First Bank $
  4.27% Self-Help CU $
  4.25% Discover Bank $$$$
  4.25% Bank of Internet $
  4.20% American United Bank $
  4.15% First Financial CU $$$$+
  4.00% GMAC Bank $
  
  6-month CD
  
  (Threshold is 4.00%)
  
  6.00% OnPoint Community CU $$
  5.25% Middlesex Savings Bank $
  5.15% Statebank of India (US branches only) $$$$+
  5.05% Crestmark Bank $$$
  5.01% Stearns Bank $$$$+
  5.01% Meadows CU $
  4.94% KeyDirect $$$$ (starting at 4.56%)
  4.93% Resource Bank $$
  4.92% E*trade Bank $
  4.92% GiantBank $
  4.91% Nexity Bank $
  4.90% Umbrella Bank $
  4.90% Corus Bank $$$
  4.86% American Chartered Bank $
  4.85% Virginia Commerce Bank $$$
  4.85% UFB Direct $$$$+ (starts at 4.08%)
  4.85% National InterBank $$$$+
  4.85% First Internet Bank of Indiana $
  4.85% Ascencia Bank $
  4.81% Advanta Bank $$$
  4.81% FirstFedDirect.com $$$
  4.80% IndyMac $$
  4.80% Imperial Capital Bank $
  4.80% Bank of Internet $
  4.80% Virtualbank $$$
  4.75% Tennessee Commerce Bank
  4.75% NetBank $
  4.75% Greater Atlantic Bank $
  4.75% EverBank $
  4.75% Access National Bank $$
  4.75% Countrywide Bank $ (starts at 4.25%)
  4.71% Home Bank of California $$$
  4.70% La Jolla Bank $
  4.70% ESB Bank $$$$ (starts at 4.06%)
  4.65% Citibank $
  4.60% Raymond James Bank $
  4.60% LaSalle Bank $$$
  4.60% First Financial CU $$$$+
  4.60% American United Bank $
  4.59% Pacific Trust Bank $$$$+
  4.55% State Farm Bank $$$$+
  4.50% Western Financial Bank $
  4.50% Ohio Savings Bank $
  4.50% State Employees' CU $
  4.50% Christian Community CU $$$$+
  4.50% Flushing Savings Bank $
  4.50% eBank $
  4.50% Amtrust Bank $
  4.50% Allied First Bank $
  4.50% Acacia Federal Savings Bank $
  4.50% Affinity Bank $$
  4.50% Community First Bank $
  4.47% State Department CU $$$$+
  4.45% Transportation Alliance Bank $
  4.40% Self-Help CU $
  4.40% Beal Bank $
  4.30% Stonebridge Bank $
  4.29% Discover Bank
  4.00% GMAC Bank $
  
  9-month CD
  
  (Threshold is 4.00%)
  
  5.05% Crestmark Bank $$$
  5.00% Nexity Bank $
  5.00% Community Banks of PA $$
  4.96% M&T Bank $$
  4.90% Access National Bank $$
  4.88% Advanta Bank $$$
  4.87% EverBank $
  4.86% FirstFedDirect.com $$$
  4.85% Imperial Capital Bank $
  4.85% American United Bank $
  4.81% Home Bank of California $$$ (starts at 3.65%)
  4.81% Bank of Internet $
  4.80% Sleepy Hollow Bank $$
  4.80% IndyMac $$
  4.80% Virtualbank $$$
  4.80% Countrywide Bank $ (starts at 4.40%)
  4.75% Greater Atlantic Bank $
  4.70% Pacific Trust Bank $$$$+
  4.70% ESB Bank $$$$ (starts at 4.06%)
  4.65% Affinity CU $
  4.60% PNC Bank $
  4.60% Ohio Savings Bank $
  4.60% Amtrust Bank $
  4.55% United Bank $
  4.55% Acacia Federal Savings Bank $
  4.50% Western Financial Bank $
  4.50% HSBC $
  4.50% People's Bank $
  4.40% Beal Bank $
  4.00% Citibank $
  4.00% GMAC Bank $
  
  1-year CD
  
  (Threshold is 4.00%)
  
  6.00% OnPoint Community CU $$
  5.61% Melrose CU $$$$+
  5.30% Statebank of India (US branches only) $$$$+
  5.25% Middlesex Savings Bank $
  5.15% Crestmark Bank $$$
  5.15% Nexity Bank $
  5.15% Corus Bank $$$
  5.15% Countrywide Bank $
  5.13% KeyDirect $$$$
  5.12% First Inernet Bank of Indiana $
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% Umbrella Bank $
  5.10% IndyMac $$
  5.10% Eagle Bank $
  5.10% M&T Bank $$
  5.10% Ascencia Bank $
  5.10% Virtualbank $$$
  5.10% GiantBank $
  5.07% California First National Bank $
  5.06% NetBank $
  5.06% Centennial Bank $$
  5.05% Stearns Bank $$$$+
  5.05% Imperial Capital Bank $
  5.02% UFB Direct $$$$+ (starts at 4.08%)
  5.02% Pacific Mercantile Bank $
  5.02% National InterBank $$$$+
  5.02% FirstFedDirect.com $$$
  5.00% E*trade Bank $
  5.00% Ohio Savings Bank $
  5.00% LaSalle Bank $$$
  5.00% GMAC Bank $
  5.00% Amtrust Bank $
  5.00% 1st Source Bank $
  4.98% Providian $$$$
  4.95% EverBank $
  4.92% UFB Banking Center $$$$
  4.91% Meadows CU $$$$+
  4.86% Home Bank of California $$$ (starts at 3.65%)
  4.86% American Chartered Bank $
  4.85% University of Kentucky CU $$$$+
  4.85% Tennessee Commerce Bank
  4.85% La Jolla Bank $
  4.85% ESB Bank $$$$ (starts at 4.06%)
  4.85% American United Bank $
  4.85% Affinity Bank $$
  4.80% Raymond James Bank $
  4.80% Metlife $$$$+
  4.78% Self-Help CU $
  4.75% Washington First Bank $?
  4.75% United Bank $
  4.75% Pacific Trust Bank $$$$+
  4.75% North Community Bank $$
  4.75% Intervest National Bank $
  4.75% First Financial CU $$$$+
  4.75% eBank $
  4.75% National Bank of Kansas City $
  4.75% Edens Bank $$
  4.75% Community First Bank $
  4.73% Transportation Alliance Bank $
  4.70% Acacia Federal Savings Bank $
  4.65% Christian Community CU $$$$+
  4.60% Western Financial Bank $
  4.50% Thomaston Bank $$
  4.40% Beal Bank $
  4.03% Assurance Partners Bank $
  
  
  odd terms shorter than 18 months
  
  (Threshold is 4.00%)
  
  6.00% (5 month) Advantis CU $$
  5.25% (13 month) Virginia Commerce Bank $$$
  5.20% (8 Month) Bank of Washington $
  5.20% (11 month) Advantis CU $$
  5.15% (13 month) Western Financial Bank $
  5.15% (15 month) MB Financial $
  5.15% (13 month) Independence Federal Savings Bank $
  5.10% (13 month) United Bank $
  5.06% (11 Month) Kentucky National $
  5.02% (15 month) E*trade Bank $
  5.00% (17 month) Suntrust Bank $
  5.00% (10 month) Virginia Commerce Bank $$$
  5.00% (14 month) United Bank $
  5.00% (13 month) PNC Bank $
  5.00% (13 month) First National Bank & Trust $
  5.00% (15 month) Community Banks of PA $$
  4.99% (1 month) Statebank of India (US branches only) $$$
  4.91% (14 Month) Bank of Gravett $
  4.90% (13 month) Flagstar $$
  4.85% (10 month) Meadows CU $
  4.85% (7 months) American United Bank $
  4.80% (15 Month) Pacific Trust $$$$+
  4.80% (13 Month) Pacific Trust $$$$+
  4.80% (11 month) LBS CU $$$$+
  4.80% (14 month) Access National Bank $$
  4.76% (8 month) World Savings $$
  4.76% (13 month) Chevy Chase Bank $$$$+
  4.75% (7 month) United Bank $
  4.75% (15 month) Sandy Spring Bank $$
  4.75% (13 Month) Park National Bank $
  4.75% (10 month) Hillcrest Bank $
  4.75% (14 months) Heritage CU $$
  4.75% (4 month) Flagstar $
  4.75% (15 month) First National Bank of Chillicothe $
  4.74% (2 month) Stearns Bank $$$$+
  4.70% (1 month) Stearns Bank $$$$+
  4.70% (10 month) My Personal CU $
  4.65% (11 month) Suntrust Bank $
  4.65% (10 month) Sandy Spring Bank $$
  4.65% (10 month) BB&T $
  4.65% (10 month) Provident Bank of MD $
  4.60% (16 month) Western Financial Bank $
  4.60% (15 month) Western Financial Bank $
  4.60% (14 month) Western Financial Bank $
  4.60% (14 month) Third Federal $
  4.59% (17 Month) TRICO CU $$
  4.55% (10 Month) TRICO CU $$
  4.55% (7 Month) Park National Bank $
  4.50% (8 month) Western Financial Bank $
  4.50% (7 month) Western Financial Bank $
  4.50% (11 month) Western Financial Bank $
  4.50% (10 month) Western Financial Bank $
  4.44% (4 month) Digital CU $
  4.44% (8 Month) Bank of Gravett $
  4.35% (1 month) ESB Bank $$$$
  4.30% (5 month) KeyPoint CU $$$$+
  4.25% (4 month) Access National Bank $$
  4.20% (1 month) American United Bank $
  4.15% (2 wks) ESB Bank $$$$
  
  
  
  
  1.5-year CD
  
  (Threshold is 4.00%)
  
  5.20% M&T Bank $$
  5.15% Crestmark Bank $$$
  5.15% Eagle Bank $
  5.13% KeyDirect $$$$
  5.13% Pacific Mercantile Bank $
  5.13% American Chartered Bank $
  5.12% First Internet Bank of Indiana $
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% IndyMac $$
  5.10% Imperial Capital Bank $
  5.10% 1st Source Bank $
  5.10% GiantBank $
  5.08% NetBank $
  5.05% Stearns Bank $$$$+
  5.05% Virtualbank $$$
  5.03% E*trade Bank $
  5.03% EverBank $
  5.01% Providian $$$$
  5.00% United Bank $
  5.00% Umbrella Bank $
  5.00% Ohio Savings Bank $
  5.00% GMAC Bank $
  5.00% Amtrust Bank $
  5.00% American United Bank $
  5.00% Countrywide Bank $
  4.95% Affinity Bank $$
  4.92% Home Bank of California $$$ (starts at 3.65%)
  4.91% Meadows CU $$$$+
  4.90% First Financial CU $$$$+
  4.85% ESB Bank $$$$
  4.80% Raymond James Bank $
  4.80% Pacific Trust Bank $$$$+
  4.80% Metlife $$$$+
  4.80% Intervest National Bank $
  4.80% Acacia Federal Savings Bank $
  4.75% Pacific Premier Bank $$
  4.75% LaSalle Bank $$$
  4.75% eBank $
  4.75% Community First Bank $
  4.65% Tennessee Commerce Bank
  4.65% Discover Bank $$$$
  4.60% Western Financial Bank $
  4.60% Interstate netBank $
  4.03% Assurance Partners Bank $
  
  2-year CD
  
  (Threshold is 4.00%)
  
  5.15% Crestmark Bank $$$
  5.15% Statebank of India (US branches only) $$$$+
  5.13% KeyDirect $$$$
  5.13% Pacific Mercantile Bank $
  5.12% First Internet Bank of Indiana $
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% NetBank $
  5.10% IndyMac $$
  5.10% Imperial Capital Bank $
  5.08% Nexity Bank $
  5.08% Centennial Bank $$
  5.07% California First National Bank $
  5.05% Providian $$$$
  5.05% UFB Direct $$$$+
  5.05% Stearns Bank $$$$+
  5.05% Virtualbank $$$
  5.04% E*Trade Bank $
  5.02% EverBank $
  5.00% University of Kentucky CU $$$$+
  5.00% Ohio Savings Bank $
  5.00% National Bank of Kansas City $
  5.00% Amtrust Bank $
  5.00% American United Bank $
  5.00% Affinity Bank $$
  5.00% Countrywide Bank $
  4.99% Self-Help CU $
  4.99% State Department CU $$$$+
  4.97% Home Bank of California $$$
  4.95% Umbrella Bank $
  4.95% UFB Banking Center $$$$
  4.90% First Financial CU $$$$+
  4.90% GiantBank $
  4.87% American Chartered Bank $
  4.85% Intervest National Bank $
  4.85% ESB Bank $$$$
  4.80% Pacific Trust Bank $$$$+
  4.80% Metlife $$$$+
  4.80% Ascencia Bank $
  4.78% Transportation Alliance Bank $
  4.75% Pentagon Federal CU $
  4.75% Pacific Premier Bank $$
  4.75% Allied First Bank $
  4.71% Interstate netBank $
  4.70% Discover Bank $$$$
  4.65% Tennessee Commerce Bank
  4.17% Assurance Partners Bank $
  
  3-year CD
  
  (Threshold is 4.00%)
  
  5.82% Melrose CU $$$$+
  5.50% Pentagon Federal CU $
  5.41% Statebank of India (US branches only) $$$$+
  5.40% Bank of Washington $
  5.35% State Department CU $$$$+
  5.25% Middlesex Savings Bank $
  5.20% Crestmark Bank $$$
  5.15% KeyDirect $$$$
  5.15% University of Kentucky CU $$$$+
  5.15% Stearns Bank $$$$+
  5.15% Ohio Savings Bank $
  5.15% Eagle Bank $
  5.15% Amtrust Bank $
  5.13% Pacific Mercantile Bank $
  5.12% Providian $$$$
  5.12% First Internet Bank of Indiana $
  5.11% Centennial Bank $$
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% NetBank $
  5.10% IndyMac $$
  5.10% Imperial Capital Bank $
  5.08% Nexity Bank $
  5.07% California First National Bank $
  5.06% E*trade Bank $
  5.05% UFB Direct $$$$+
  5.05% National InterBank $$$$+
  5.05% National Bank of Kansas City $
  5.05% American United Bank $
  5.05% Virtualbank $$$
  5.02% Home Bank of California $$$
  5.02% EverBank $
  5.00% Salem Five $$?
  5.00% United Bank $
  5.00% GMAC Bank $
  5.00% Affinity Bank $$
  5.00% Countrywide Bank $
  4.98% Self-Help CU $
  4.96% Randolph Brooks CU $
  4.95% Umbrella Bank $
  4.95% UFB Banking Center $$$$
  4.95% Intervest National Bank $
  4.95% GiantBank $
  4.91% Meadows CU $$$$+
  4.90% Washington First Bank $?
  4.90% Christian Community CU $$$$+
  4.90% Acacia Federal Savings Bank $
  4.90% Community First Bank $
  4.88% First Financial CU $$$$+
  4.86% Interstate netBank $
  4.85% Unified CU $$
  4.85% Raymond James Bank $
  4.85% ESB Bank $$$$
  4.83% Transportation Alliance Bank $
  4.80% Pacific Trust Bank $$$$+
  4.80% Metlife $$$$+
  4.80% Discover Bank $$$$
  4.80% Ascencia Bank $
  4.80% Allied First Bank $
  4.75% Pacific Premier Bank $$
  4.65% Tennessee Commerce Bank
  4.28% Assurance Partners Bank $
  
  4-year CD
  
  (Threshold is 4.00%)
  
  5.93% Melrose CU $$$$+
  5.77% State Department CU $$$$+
  5.50% Pentagon Federal CU $
  5.43% Randolph Brooks CU $
  5.35% University of Kentucky CU $$$$+
  5.25% Middlesex Savings Bank $
  5.20% Crestmark Bank $$$
  5.16% KeyDirect $$$$
  5.15% NetBank $
  5.15% Eagle Bank $
  5.12% First Internet Bank of Indiana $
  5.12% Centennial Bank $$
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% IndyMac $$
  5.10% National Bank of Kansas City $
  5.10% American United Bank $
  5.05% Virtualbank $$$
  5.05% Countrywide Bank $
  5.02% Home Bank of California $$$
  5.02% EverBank $
  5.00% United Bank $
  5.00% Self-Help CU $
  5.00% Raymond James Bank $
  5.00% Christian Community CU $$$$+
  5.00% Intervest National Bank $
  5.00% Heritage CU $$
  5.00% GMAC Bank $
  5.00% ESB Bank $$$$
  5.00% Affinity Bank $$$
  5.00% Navy Federal CU $$$
  4.95% Washington First Bank $?
  4.95% Umbrella Bank $
  4.94% First Financial CU $$$$+
  4.91% Meadows CU $$$$+
  4.90% Compass Bank $$
  4.90% Discover Bank $$$$
  4.90% Allied First Bank $
  4.90% Acacia Federal Savings Bank $
  4.90% Community First Bank $
  4.89% Transportation Alliance Bank $
  4.85% Unified CU $$
  4.82% Western Division CU $$$$
  4.80% Pacific Trust Bank $$$$+
  4.80% Metlife $$$$+
  4.75% Pacific Premier Bank $$
  4.75% Mutual Bank $$
  4.65% Tennessee Commerce Bank
  4.33% Assurance Partners Bank $
  
  odd terms shorter than 5 years
  
  (Threshold is 4.00%)
  
  5.50% (55 month) Golden 1 CU $
  5.38% (25 Month) Bank of Gravett $
  5.30% (30 Month) Bank of Washington $
  5.25% (20 Month) Bank of Washington $
  5.14% (30 month) KeyDirect $$$$
  5.10% (42 month) Advanta Bank $$$$+
  5.10% (30 month) Advanta Bank $$$$+
  5.10% (26 month) Third Federal $
  5.00% (30 month) United Bank $
  5.00% (41 Month) TRICO CU $$
  5.00% (30 month) Ohio Savings Bank $
  5.00% (19 month) LBS CU $$$$+
  5.00% (30 month) Amtrust Bank $
  5.00% (30 months) Affinity Bank $$$
  5.00% (37 month) Access National Bank $$
  5.00% (30 months) Countrywide Bank $
  4.91% (30 month) Meadows CU $$$$+
  4.91% (20 month) Meadows CU $
  4.90% (30 month) Umbrella Bank $
  4.90% (30 month) Intervest National Bank $
  4.90% (23 month) Access National Bank $$
  4.90% (30 month) Community First Bank $
  4.85% (25 month) KeyPoint CU $$$$+
  4.85% (30 month) Acacia Federal Savings Bank $
  4.75% (27 Month) TRICO CU $$
  4.75% (30 month) eBank $
  4.70% (30 month) Mutual Bank $$
  4.65% (20 month) Sandy Spring Bank $$$
  4.23% (30 Months) Assurance Partners Bank $
  
  5-year CD
  
  (Threshold is 4.00%)
  
  6.03% Melrose CU $$$$+
  5.82% State Department CU $$$$+
  5.67% Pentagon Federal CU $
  5.65% University of Kentucky CU $$$$+
  5.41% Statebank of India (US branches only) $$$$+
  5.35% Navy Federal CU $$$
  5.27% Randolph Brooks CU $
  5.25% Providian $$$$
  5.25% State Employees' CU $
  5.25% Middlesex Savings Bank $
  5.25% Eagle Bank $
  5.21% KeyDirect $$$$
  5.20% Crestmark Bank $$$
  5.20% Stearns Bank $$$$+
  5.20% NetBank $
  5.15% Ohio Savings Bank $
  5.15% Christian Community CU $$$$+
  5.15% Amtrust Bank $
  5.15% American United Bank $
  5.14% World Savings $$
  5.13% Pacific Mercantile Bank $
  5.12% Unified CU $$
  5.12% First Internet Bank of Indiana $
  5.12% Centennial Bank $$
  5.11% E*trade Bank $
  5.11% Bank of Internet $
  5.10% Advanta Bank $$$$+
  5.10% Third Federal $
  5.10% IndyMac $$
  5.10% Imperial Capital Bank $
  5.10% National Bank of Kansas City $
  5.08% Nexity Bank $
  5.07% California First National Bank $
  5.06% EverBank $
  5.05% UFB Direct $$$$+
  5.05% Raymond James Bank $
  5.05% National InterBank $$$$+
  5.05% Intervest National Bank $
  5.05% First National Bank of Chillicothe $
  5.05% Virtualbank $$$
  5.05% Countrywide Bank $
  5.03% Self-Help CU $
  5.02% Home Bank of California $$$
  5.00% Salem Five $$?
  5.00% United Bank $
  5.00% GMAC Bank $
  5.00% Flushing Savings Bank $
  5.00% First Financial CU $$$$+
  5.00% ESB Bank $$$$
  5.00% Citizens First CU $
  5.00% Allied First Bank $
  5.00% Affinity Bank $$$
  5.00% Community First Bank $
  5.00% GiantBank $
  4.95% Compass Bank $$
  4.95% Washington First Bank $?
  4.95% UFB Banking Center $$$$
  4.95% Discover Bank $$$$
  4.95% Digital CU $$$$+
  4.95% Acacia Federal Savings Bank $
  4.94% Transportation Alliance Bank $
  4.93% Western Division CU $$$$
  4.91% Meadows CU $$$$+
  4.90% Umbrella Bank $
  4.86% Space City CU $
  4.86% Interstate netBank $
  4.80% Pacific Trust Bank $$$$+
  4.80% Metlife $$$$+
  4.75% Tennessee Commerce Bank
  4.75% Pacific Premier Bank $$
  4.45% Ascencia Bank $
  4.42% Assurance Partners Bank $
  

Courtesy of <a href="http://www.ibankdesign.com">ibankdesign.com</a>

[markber]

Updated on 12/25/05 by Vivyip.

[markber]

Updated on 1/09/06 by Vivyip.

[ken1706]

Unfortunately, Mutual Bank's 5.50% 5-yr and 5.00% 30-mo CDs are no longer being offered. Their website currently lists these as 4.95% and 4.75%:
http://www.mutualbanking.com/personal_cds.asp

So PenFed is now even more in the lead on the long-term CDs.

[markber]

The list has been updated on 3/16/06.

[ken1706]

GMAC Bank CD rates need to be updated. For those who want reliably high CD and MMA rates, GMAC seems to be one of the best banks.

3 months 4.45% 4.55%
6 months 4.83% 4.95%
9 months 4.83% 4.95%
12 months 4.97% 5.10%
18 months 5.02% 5.15%
2 years 5.02% 5.15%
3 years 5.02% 5.15%
4 years 5.07% 5.20%
5 years 5.07% 5.20%

[Nmsb2008]

North Middlesex Savings Bank has limited the availability of its Max Checking Account to these towns; Ayer, Groton,

Harvard, Littleton, Lunenburg, Pepperell, and Shirley, as well as Acton, Ashby, Bolton, Boxborough, Dunstable,

Fitchburg, Lancaster, Leominster, Stow, Townsend, Tyngsboro, Westford; in New Hampshire, Brookline, Hollis, and

Nashua. Thank you.