More Free Credit Reports Available

[jeffrey]

The Federal Trade Commission (FTC) at their new website AnnualCreditReport.com is now accepting requests from the Southeast. Residents living in Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, and Texas can now obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian).




To request your credit reports, you'll need to provide your name, address, Social Security number and date of birth. In addition, the credit bureaus may ask you for other information to confirm your identity such as your current monthly mortgage payment. Consumers can also order their free credit reports by calling 877-322-8228 (toll-free) or by mail by writing to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

The free credit reports are currently available to all US residents except those living on the East coast. Those living on the East coast can obtain their free credit report beginning in September.

For more information about the free credit reports and a list of when they will be available to residents of each state, you can read our full article FTC Free Credit Reports

[BillsGirl]

Just checked mine today but be careful with equfax they'll let you look at it ONCE, you can't go back and try to reopen it they wont let you so make sure you print it out the first time around!! I made the mistake of thinking I could go back later to look at it again!

[StressLess]

Actually, due to a state law that was passed earlier than the federal one, NJ residents are already eligible for free annual credit reports. See info Here:

http://www.state.nj.us/lps/ca/credit.htm