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Old 07-10-2004, 11:05 PM
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Default Credit Cards Rates To Increase

Most cardholders across America will see higher credit card interest rates within the next several weeks thanks to today's Federal Reserve action which will likely boost the prime rate to 4.25%. Four of the nation's top ten issuers use the last business day of the month, and one issuer uses the first day of the month, to determine rates for the next billing period, potentially affecting up to 180 million cardholders or 28% of the U.S. market by the end of July. The nation's largest issuer, Citibank, sets its rates two days prior to the closing date of the billing cycle, providing an immediate impact to its 100+ million cardholders... [read more at cardweb.com]
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