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A major league pitcher dreams of throwing a perfect game. High schoolers eyeing the Ivy League study furiously in hopes of earning 2400 on the SAT. Meanwhile, Chris Peplinski is pursuing his own brand of flawlessness: an 850 credit score.
The Quest for the Perfect Credit Score - Aug. 25, 2010 |
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Waste of time and money IMO. What's the point of him going for 850? Nothing. He's over 800, so he's not going to get much of any benefit for going higher, and at what cost? Time, money, etc. Whatever makes a guy happy, I suppose, but personally I'd have far different objects of pride.
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"Praestantia per minutus" ... "Acta non verba" |
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I so wish people would stop worshiping the FICO god. Since the Fico score is just a measure of a persons ability to acquire and pay back debt, I think the ideal score is 0. My goal at 32 yrs of age is to never borrow money again. Also, credit scores don't indicate net worth. Since the recession started, it seems that cash is making a comeback, since you can't pay bills with a credit score.
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