The availability of credit, it seems, depends largely on perspective.

[jeffrey]

If you want to see what a credit crunch looks like, head south on Indiana State Road 19 out of Elkhart — past the strip malls, bank branches and restaurants to the still-beating heart of “the RV Capital of the World.” There, scattered along a 2-mile stretch of Nappanee Street, you’ll find a ragtag assortment of RV dealerships that are in many ways symbolic of the nation’s crazy-quilt lending landscape.

One has lost the battle for survival after its credit lifeline was pulled, as its vacant showroom attests. Others are hanging by a thread, trying to outlast an RV industry downturn that has been exacerbated by a lack of credit for manufacturers, dealers and customers. Still others contend that their credit problems have largely disappeared and that business has picked up substantially in the last few months...

Credit crunch a crazy quilt of circumstance - The Elkhart Project- msnbc.com