3 Tips of saving money with shopping

[mickeylily]

These tips may not help me save money, but they do help me pay less.

Tip 1
I always ask myself 3 questions before I hand in my credit card:
Is this item necessary for me? 50% or 100%?
Do I have similar items?
When will I abandon it?
After I ask myself, I gave up most consideration of buying.

Tip 2
Searching for sales and clearance online.
I once found a Calvin Klein Wedge at 80% off! That's so amazing~
There're many bargain websites to inform us deals, such as
Slickdeals.net - The best coupons, lowest prices, and hottest deals. handpicked deals and coupons
Dell Coupons, HP coupon, computer laptop deals, cheap laptops sale good resource to finding the best tech products deals, esp. Dell deals and other laptops’ deals
Woot : One Day, One Deal (SM) One Day, One Deal. It's amazing to find the lowest-priced items at woot.
automatically updates deals in stock, single sale item with picture and product details but not deal links.
http://bing.com/cashback:unbelievable high cash back in these months


Tip 3
Searching for coupons and free samples. Dailyfreebies.com, and many retail stores give customers free samples. I got free soap, cleaning foam, brush, even sexy bikini. Wooooooooooow~

[naturalwoman]

is there any reason why you shop with a credit card and not a debit card. just wondering why people who pay off their credit cards every month use credit instead of a debit card. do you get miles or cash back.

[Ima saver]

I pay mine off every month and I get cash back. I do not own a debit card nor do I want one.

[GirlyChick]

Those are good rules. I don't understand the credit thing either. Debit is the way to go for me.

[maryannsms]

Everybody has to go shopping. Although many people hate it, especially the men, it is still a necessary inconvenience that must be done. Whether you are shopping for food, gas, clothes, or whatever else you are looking for, in order to get the goods you need, you must shop around for those goods. But you don't just get the first thing you see. If you know what you are doing, you will shop around to get the best bargain for your dollar.

[Gold]

In my opinion, you can save money in shopping through asking some discounts. You cannot believe this but someone i know always ask the owner to give her discounts so that she can be regular customer. nice idea?

[littlehousevalley]

I just want to mention that some debit cards have rewards programs attached to them. If you avoid paying with credit cards, you might want to ask your bank if they offer reward points when you use your debit card as a credit card.

P.S. paying with a credit card is fine in my book as long as you pay off the balance before accruing finance charges. showing a good payment history with a credit card is important in building a good credit score.

[shubh]

Good tips indeed, I prefer to buy from the factory outlets or the direct online sources. We can save big by reducing middle agencies.

[fe2o3ez]

My dad always used to say that if you never ask, you'll never get... There's no harm in attempting to negotiate when appropriate. The worst that they can say is NO. Shop for bargains and if you don't see one, ask for it!

[efcussins]

I have noticed that the back of some grocery store receipts have some good deals. Not just for that store, but for other local businesses.

[Macrostymaid]

abcde

[Saving_spree]

I always search for clearance sales and make it before it is cleared..

[Credit Girl]

I am always on the look out for coupons from local businesses as that allows me to support my local business and also many times they actually offer things that I was in need of anyway so I save money then as well!

[RAYT721]

Some credit card companies offer built in insurance that extends the life of a warranty. Using a credit card is sometimes a good idea should you have to dispute the purchase for defects or other reasons. As long as the consumer pays it off ASAP, credit cards have advantages. In most cases I prefer cash but each payment option (check, credit, cash, debit, barter) have their own pros and cons.

[zairaong]

Wait before you buy. In order to break the habit of wasting money on impulse purchases, impose a waiting period on yourself. Wait for a month, and if you still really want that item, then buy it if you have the money.

[RAYT721]

I usually research purchases before I make final purchases. I'll often check out the reviews on products and sellers either on sites like amazon, cnet or by searching google or yahoo with the word "review" as part of my search keywords. There are a number of shopping assistants that I frequent such as mysimon.com, shopping.com, bottomdollar.com and others. Those sites allow me to see who's got the product and the pricing (usually with shipping costs). I've gotten many bargains online including a $200 pair of new drunk n munky jeans for $10, an ipod touchscreen clone for $28, and an awesome canvas replica of a Maxfield Parrish painting for $40 that usually runs a few hundred. I find that shopping by value instead of price helps me keep my purchases in check. I steer clear of impulse shopping for the most part. For example I will check out books and audios from the library before I go buying something and then I'll shop around for the titles. The internet isn't the only way to buy things so I compare prices and value between online and offline stores. I keep a list of things to look for at thrift stores because I've gotten great deals without paying shipping ... a $2 pair of Nike gym shorts in A1 shape, books for under $1, and a digital camera for $10. It's true that one man's trash is another man's treasure.

[sy1979]

I do most of my shopping online, groceries, gifts,clothing etc I always use a cashback website and use a discount voucher. I find it a lot cheaper online for the exception of a few things. I buy my fruit and veg from our local market because it is alot cheaper and better

[btacay]

Here are my money saving tips when shopping:

1. You can save a lot of money when you plan your shopping. Always make a list. Keep it in the kitchen and add to it as needed. Don’t shop often. Do at least one week's shopping with each visit. In the store, don't buy on impulse.

2. You must learn how to negotiate effectively in order to get discounts so that you can reduce your expenses and increase your savings at the same time.

3. Pay it in cash! Cutting on your credit cards will save you a lot of money. Even if you are getting the best credit card rewards around, if you are paying interest each month, you are losing money.

The Save More Money Template that I discovered in the Money Skills For Life website will help you achieve your goal.

[Jenniferw]

These are all good sites, some group buying site that is becoming hot recently
Groupon.com
Washington, D.C. 1-Day Deals
Local Deal, Coupon and Discount | Social Deal Map
BuyWithMe - Up to 50% off at Metamorphosis Day Spa
DealOn.com - Get Amazing Deals at Great Places

[canada94]

Great tips, crdit cards are good if you pay them off monthly, i feel you can control your finances with a debit card