Just curious...how many online banking accounts do you guys have?

[mrvirgo]

I have three: HSBC, ED(just $100) and my credit union. I had one with ING but gave up hope they would ever be competitive again so I closed it. If HSBC doesn't make its 3.50% promo rate permanent, I will move what I have with them back to my credit union. There's an HSBC branch near my house and with a checking account, I can move some cash out instantly if I should need it.

[Coleroo]

I use to play the switcheroo game, looking for the best interest and deals, and ended up with a handful of accounts. It got kinda hard to keep track of.

We now have just one savings (online with HSBC) and one joint checking for bills, and I have one personal checking account from my teen years I don't use much.

[glock35ipsc]

HSBC for the kids savings accounts and FNBO Direct for mine, both are at 3.5%.

We have our checking account with the local FNB, so I opened the FNBO account when I learned about it. Same entity as my local FNB, and the online platform is identical. I keep money in this one as an emergency fund along with the regular EF in a Vanguard MM account.

I can use the FNBO Direct ATM card at any local FNB without paying any fees.

[loulou]

I have several (7 maybe?) accounts with no money in them, but all of my money is in FNBO right now. I just opened an HSA account at Alliant CU and noticed their apy is higher than FNBO's for regular savings accounts, so I might transfer it over there. From what I hear the transfer time is much quicker.

[mrpaseo]

Two, ING and Paypal. Though I do not use paypal but maybe once every two years or so (Since I spend so much time outside the country I do not get the chance to use it).

I use ING to store most of my money (Annual payments, anything that will be paid within 12 months i.e. Christmas savings, Car Insurance, Birthday money rtc.)

Ray