My bank statement and Capital One

[HiddenMess]

I have a private matter question regarding opening up an account at Capital One. I have yet to open the account and I am VERY sensitive to what my bank statement will show.

I want to know exactly what my personal bank statement says when I transfer money from my bank to Capital One.

I don't care what it says on my Capital One statement, it's my other bank statement that I care about.

Does it say something different when I open the account (when they check to see if I have a valid account) vs. when I move $1000 from my bank to capital one?

Thanks for the help.

[LuxLiving]

Are you trying to move money around without someone else knowing?

[HiddenMess]

yes. a family member.

[LuxLiving]

I don't use Capital One, but in any case I'd just call them, explain the need for privacy and ask "What will it show on my bank statement?"

[HiddenMess]

I actually called them twice and I got the same answer. "I don't know, I never had that question before". They then put me on hold and made several calls with no luck.

They were very nice, but were not confident.

[twins0203]

My Emigrant Direct acct shows the following from the verification deposits:
CAPITAL1 VERIFY YOURNAME

My Discover Bank acct from a transfer shows:
CAPITAL1 xxxxxxx FEE 00.00

[HiddenMess]

Thanks. That was not what I was hoping for. Since you have Emigrant Direct, does Emigrant Direct say anything differently?

Thanks

[twins0203]

I haven't done a transfer from CapitalOne to EmigrantDirect yet, but I have done a pull using CapitalOne from my local checking account and it showed this in my online banking local account:
ACH FEE $00.00 xxxxxxx CAPITAL1 xxxxxxx

[HiddenMess]

I'm sorry, I wrote a poor question. When you move money from your local back to Emigrant what does your local bank statement say regarding Emigrant?

Thanks again.

[twins0203]

No problem

ACH TRANSFER xxxxxxxxxxxxxxx EMIGRANTDIRECT

[HiddenMess]

Thanks for you help.

[greedy4chips]

If my bank statement showed a transfer of money to someplace I did not understand such as CAP1023400#04, I would certainly call the bank to determine where the money went.

If you are trying to hide a transfer of money from your spouse for whatever reason don't you think they will be able to track where that money went?

Your better option may be to do a withdrawal and purchase a money order to send to Capital One, since it would be much harder for a family member to track that transfer.

[HiddenMess]

Good advice.

[sweeps]

This seems very suspicious to me.

[Ima saver]

Yes it is!

[boefixepa]

It all depends what side of the story. If 'family member' is trying to control and the situation is bad.....say an abused women trying to get herself and a kid out and to a safe place...then way to go, I'd help all I could. If it's someone trying to steal...shame on them. But we have no way of knowing...do we?

[HiddenMess]

Thanks for the support. Hopefully, my user name tells it all.

[LuxLiving]

My thoughts exactly boefixepa - getting your cash ducks lined up to make a move away from what might be an abusive situation can be difficult to orchestrate. And if poster is trying to pull a fast one, there is likely nothing we'll say that would convince them otherwise. I'd vote for number #1 scenario as most slicksters would not be out on the internet cruising for answers, but I might warn you Hiddenmess if you are in an abusive situation then some abusers do put software on computers to log your keystrokes, so please be careful!

[sweeps]

If this is a case of an abusive situation, I definitely sympathize and wish the OP the best.

But don't you think that the offender is going to get REALLY angry once he sees a big wad of cash gone from his account? Regardless of the circumstances here, I have a feeling this is not going to end well.