Useful Advice I Recently Received

[Howtobewebsmart]

1. Look into Bonds. Less Risk, and equal returns to the stock market possible.
2. Cut costs everywhere, not just here and there. Then you can use those savings and invest.
3. There are treasury bonds which are adjusted for inflation, so you don't lose money to inflation every year. Safe, low interest - but at least you can be confident that you are receiving bonds above the inflation rate.

[sweeps]

Over the long haul, bonds cannot keep up with stocks. If you have a long time to retirement, stocks should be your primary investment.

[Ima saver]

I have to agree with sweeps!!

[Broken Arrow]

Are you sure you're not a bond broker?

Not only can't bonds keep pace with stocks in general, but it's also worth noting that the returns on I-bonds are generally very low. Low enough that, depending on the circumstances, you're actually better off with taxable bonds after you pay Uncle Sam.

[genchan]

While the i-bond has paid high interest rates in the past, currently the rate is terrible. You need to study to purchase it at the correct time. It isn't an investment you want to put money into on a monthly basis.