Free money from U.S. banks

[markber]

UPDATE on 8/29/06:
Five sign-up bonuses for business accounts ($700 totally) have been added to the list.


UPDATE: The list was updated on 8/24/06.
Bonuses for business accounts, restricted bonuses (e.g. bonuses from CUs, local offers, in-branch deals, etc), too old unconfirmed bonuses, expired bonuses were excluded from this list. However, the list still likely contains some restricted bonuses that I am not aware of (I do not have enough spare time to contact every bank to find out bonus/account eligibility terms). If you find a local (= not available nationwide) deal on the list, please let me know. I will clean and post a list of restricted bonuses later.
Bank bonuses sorted by amount.

Total amount of cash bonuses is $3812.00.

Cash bonuses.

* $250 and other bonuses - Netbank : different products; Exp. - unknown
* $200 - Citibank : regular checking; Exp. 8/31/06
* $200 - Bank of New York : various products; Exp. 09/30/06
* $150 - America's Christian Credit Union : checking account, direct deposit, MM account; Exp. - unknown
* $125 - Bank of America : checking and savings accounts; Exp. 12/31/06
* $102 - BankAtlantic : checking, unused checks from another bank; Exp. - 09/12/06
* $100 Best Buy gift card (17K AA miles) - UFB Direct/Points.com : checking, savings, etc; Exp. - unknown
* $100 gift card - TCF Bank : direct deposit, bill pay; Exp. 8/31/06
* $100 - Bank of America : checking, MBNA customers only?; Exp. 12/31/06
* $100 - Bank of America : checking account; Exp. 12/31/2006
* $100 - First Horizon Bank : 4.50% savings, direct deposit; Exp. unknown
* $100 - Fox Chase Bank : checking, return old checks, direct deposit, keep for 6 month; In-branch deal?; Exp. - unknown
* $80 - National City : checking account, direct deposit, bill pay, check card transaction; Exp. - unkown
* $75 - New York Community Bank; Exp. - unknown
* $75 - MidSouth Bank : open checking and savings account with EasyMove service; Exp. unkown
* $75 BP gas card - Washington Federal Bank : NOW checking, $250 init. deposit; Exp. - unknown
* $75 - Bank of America : checking account; Exp. 10/15/2006
* $75 - First Hope Bank : checking account, Dir. Deposit, Debit Card, Bill Pay: Exp. - unknown
* $75 - Christian Community Credit Union : checking account; Exp. - unknown
* $75 or $42 - America�s Credit Union : Checking Direct or Choice Checking account with Direct Deposit, can join through Association of the United States Army, Exp, unknown
* $50 - LaSalle Bank : checking account, direct deposit, bill pay; Exp. - unknown
* $50 - Amboy Direct : 4.28% eSavings account; Exp. - unknown
* $50 - Western Springs National Bank and Trust : for direct deposit
* $50 - First Federal Bank, local deal; Exp. - unknown
* $50 - Metlife Bank : Money Market Account, $5K init. deposit; Exp. 8/31/06
* $50 - Bank of America : checking account, expires 12/31/2006
* $50 - Somerset Savings NJ : checking account; Exp. - unknown
* $50 - M&T bank; Exp. - unknown
* $50 - Village Bank : for direct deposit; State : Minnesota; Expiration - unknown.
* $50 - First Natnl Bank : + free wires , IN only
* $50 - Everbank : for closing a 5.51% checking account
* $50 - Old Second Bank : connecting checking & savings accounts; Exp. 10/01/06
* $50 - First Federal Savings Bank : Heritage Money Market Checking Account, $10K init. deposit; Exp. - unknown
* $50 - First Security Bank : Simply Free Checking account with direct deposit; Exp. - unknown
* $50 - LaSalle bank : personal checking, direct deposit or bill pay; Exp. 10/21/06
* $50 - Chase : checking, direct deposit; Exp. 8/31/06
* $50 - PNC Bank : checking, direct deposit; Exp. 8/25/06
* $50 + iPod Shuffle - First National Bank & Trust : direct deposit;
* $50 - Bank of America : savings; Exp. 12/31/06
* $50 - E*Trade - Money Market; Exp. 9/30/06
* $50 - Bank of America : Money Market Savings; Exp. 12/31/2006
* $50 - First National Bank : for direct deposit
* $30 - Atlantic Stewardship Bank
* $25 - MB Financial
* $25 - Fairfield County bank : Direct Checking
* $25 - Amboy Bank : for direct deposit, expiration is unknown
* $25 - United Commercial : with couple banking from
* $25 - Wachovia Bank : free checking; Exp. 8/31/06
* $25 Circuit City gift card - Branch Banking and Trust Company : checking, savings, direct deposit, bill pay; Exp. 08/31/06
* $25 - several banks in Missouri; Exp. unknown
* $25 Best Buy card - HSBC, 5.05% savings account; Exp. 8/31/06
* $25 - GE : 4.96% Interest Plus; Exp. - unknown
* $25 - Home Savings Bank : checking + proof of closure of a checking account in another bank; Exp. - unknown
* $25 - Principal Bank : direct deposit; Exp. - unknown
* $25 - Blackhawk Bank : Direct Deposit; Exp. - unknown
* $25 - Acuity bank : New checking, proof of account closure in another bank, Exp. - unknown
* $25 - First Bank & Trust : "First Class" Student Checking: Exp. - unknown
* $25 or $50 - BankAtlantic : for unused checks from other banks; Exp. ; unknown
* $25 + 1% cashback- Best Bank / Guaranty Bank : For purchases at Cub Foods, Kmart, and Piggly Wiggly; States : IL, MI, MN, GA; Expiration is unknown; Posted on 10/21/05
* $20 - Umbrella Bank : Bill Pay
* $15 - Bank of America : for transfers to savings account
* $15 - Bank of America : online banking; Exp. 09/01/06


Miles, gifts and miscellaneous bonus info.
* One free night at a Marriott hotel for two adults and two children (~$180 value) - HSBC : Smart Package; Exp. - 9/30/06
* Free Go Smart cell phone + 35 USD service credit - Transportation Alliance Bank : Go Smart Auto-Pay, bank account with direct deposit; Exp. - unknown
* Free RAZR/Blackberry or 5-Day/4-Night Carnival Cruise for 2 or 3-Day/2-Night Disney Getaway for 4 from Umpqua Bank; in-branch deal; Exp. 8/31/6
* Free iPod nano - KeyBank : Key Express Free Checking, direct deposit or credit card; Exp. - 9/9/2006
* Free iPod shuffle - First Commercial Bank : checking account, direct deposit; Exp. - unknown
* Free companion air ticket - Washington Trust ; Exp. - unknown
* Portable DVD player from Eastern Bank; MA only; Exp. unknown
* 9000 AA miles or more - BankDirect : for Money Market, Checking, Bill Pay, Direct Deposit
* 3000 miles from Guaranty
* 3,000 miles from Alliance Bank

Bonuses for business accounts

Cash bonuses sorted by amount ($700 totally)
Cash bonuses.
$300 - PNC Bank : business checking and merchant services account; Exp. - 9/30/06
$200 - BankAtlanitc : business checking; Exp. - 09/12/2006
$100 - Chase : business account; Exp. 9/30/06
$50 - Tropical Financial CU : business checking; Exp. 09/30/06
$50 - Parkway bank : business checking; Exp. - unknown

[MarshallMiddle]

Excellent list. Thanks for the information.

[Bluezy]

BankAtlantic's offer is a $500 Savings Bond for business checking and $100 Savings Bond for free checking. They also buy back the checks from your old account.

[markber]

The list was updated on 8/24/06

[markber]

UPDATE on 8/29/06:
Five sign-up bonuses for business accounts ($700 totally) have been added to the list.